2909 Willow Ridge Dr, Garland, TX 75044 Property Records

Dallas County property record for 2909 Willow Ridge Dr, Garland, TX 75044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,410 sqft · built 1990
Lot Size	0.185 acres (8,050 sqft)
Owner	Individual Name on File
Last Sale	$415,600 (Dec 2020)
Tax Bill	$4,148 (2025)
Deeds & Mortgages	Feb 2024 Transfer Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-42177-012-003-0000`

Property Details

APN / Parcel Number

Primary APN	`26-42177-012-003-0000`
Alternative APN	`264217701200300`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,410 sqft Living Area
1st Floor Area	2,410 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,050 sqft (0.185 acres)
Lot Dimensions	115 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	264217701200300
Street Address	2909 WILLOW RIDGE DR
City	GARLAND
State	TX
Zip	75044-7845
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z390
Legal Description	OAKRIDGE 11 BLK 12 LOT 3 INT202000335827 DD10092020 CO-DC 4217701200300 1CG42177012
Legal Subdivision	OAKRIDGE 11
Legal Tract	42177
Legal Block	12
Legal Lot Number	3
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	1
Census Block	1017
Census Tract	19020

Owner

2909 Willow Ridge Dr is owned and occupied by an individual who acquired it in December 2023.

Source: Dallas County records, as of August 10, 2026

Owner of Record	Individual Name on File
Mailing Address	2909 WILLOW RIDGE DR, GARLAND, TX 75044-7845
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2024	Transfer on Death Deed, Transfer
Sep 8, 2020	Deed of Trust, Mortgage · Line of Credit FROST BANK
Dec 2, 2020	Vendor's Lien, Transfer · Conventional Mortgage WILLOW BEND MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2020 · Amount on File
Deed Sale	Dec 2, 2020 · Amount on File
Prior Sale	May 13, 2004 · Amount on File
Deed Document Number	2020335827
Last Transfer Date	Dec 9, 2023
Transfer Doc	0000033337
Record Updated	Sep 20, 2026

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DALLAS TX
Recording Date	Feb 19, 2024
Property Address	2909 WILLOW RIDGE DR, GARLAND, TX 75044-7845
Document Number	0000033337
Instrument Date	Dec 9, 2023
Instrument	202400033337
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2909 WILLOW RIDGE DR, GARLAND, TX 75044-7845

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 WILLOW RIDGE DR, GARLAND, TX 75044-7845

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	2909 WILLOW RIDGE DR, GARLAND, TX 75044-7845
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 WILLOW RIDGE DR, GARLAND, TX 75044-7845

Mortgage

Document Number	202000242310
Date	Sep 8, 2020
Instrument	202000242310

Lender

Name	FROST BANK
Type	Bank
Address	SAN ANTONIO, TX 78296

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Dec 2, 2020
Property Address	2909 WILLOW RIDGE DR, GARLAND, TX 75044-7845
Document Number	202000335827
Map Reference	VOL 84136 PG 4096
Instrument Date	Oct 9, 2020
Instrument	202000335827
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 WILLOW RIDGE DR, GARLAND, TX 75044-7845

Mortgage

Document Number	202000335828
Date	Dec 2, 2020
Instrument	202000335828

Lender

Name	WILLOW BEND MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2909 Willow Ridge Dr was $4,148 with exemptions applied, down 34% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Garland City
Unified School District	Garland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$496,700 (+7.98%) Land $105,000 Building $391,700	$496,700 (+7.98%) Land $105,000 Building $391,700
2025	$4,148.00 (-34.03%) Homeowner's exemption Senior Citizen's exemption	$460,000 Land $105,000 Building $355,000	$460,000 Land $105,000 Building $355,000
2024	$6,288.00 (+13.17%)
2023	$5,556.00 (-7.32%) Homeowner's exemption Senior Citizen's exemption	$410,600 Land $90,000 Building $320,600	$410,600 Land $90,000 Building $320,600
2022	$5,995.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2909 Willow Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2909 Willow Ridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARLAND serves 248,822 people · EPA ID TX0570010
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Oct 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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