2905 Willow Ridge Dr, Garland, TX 75044 Property Records

Dallas County property record for 2905 Willow Ridge Dr, Garland, TX 75044

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,199 sqft · built 1992
Lot Size	0.185 acres (8,050 sqft)
Owner	2 Individual Names on File
Last Sale	$426,565 (Dec 2023)
Tax Bill	$11,446 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-42177-012-004-0000`

Property Details

APN / Parcel Number

Primary APN	`26-42177-012-004-0000`
Alternative APN	`264217701200400`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,199 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,050 sqft (0.185 acres)
Lot Dimensions	115 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	623 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	264217701200400
Street Address	2905 WILLOW RIDGE DR
City	GARLAND
State	TX
Zip	75044-7845
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z390
Legal Description	OAKRIDGE 11 BLK 12 LOT 4 INT202300253546 DD11132023 CO-DC 4217701200400 1CG42177012
Legal Subdivision	OAKRIDGE 11
Legal Tract	42177
Legal Block	12
Legal Lot Number	4
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	1
Census Block	1017
Census Tract	19020

Owner

2905 Willow Ridge Dr is owned and occupied by two individuals who bought it in December 2023.

Source: Dallas County records, as of August 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2905 WILLOW RIDGE DR, GARLAND, TX 75044-7845
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Intrafamily Transfer, Transfer · Loan Assumption PENNYMAC LOAN SERVICES LLC
Dec 3, 2019	Vendor's Lien, Transfer · FHA Mortgage CITY BANK
Sep 21, 2017	Warranty Deed, Transfer FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2023 · Amount on File
Deed Sale	Dec 19, 2023 · Amount on File
Prior Sale	Dec 3, 2019 · Amount on File
Deed Document Number	2023253546
Prior Transfer Date	Nov 26, 2019
Prior Transfer Doc	0000324120
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DALLAS TX
Recording Date	Dec 19, 2023
Property Address	2905 WILLOW RIDGE DR, GARLAND, TX 75044-7845
Document Number	0000253546
Map Reference	VOL 84136 PG 4096
Instrument Date	Nov 13, 2023
Instrument	202300253546
Transaction Type	Transfer
Record Updated	Jan 1, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2905 WILLOW RIDGE DR, GARLAND, TX 75044-7845

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2905 WILLOW RIDGE DR, GARLAND, TX 75044-7845

Mortgage

Document Number	0000253547
Date	Dec 19, 2023
Instrument	202300253547

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Loan Assumption
Amount	Amount on Record

December 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	DALLAS TX
Recording Date	Dec 3, 2019
Property Address	2905 WILLOW RIDGE DR, GARLAND, TX 75044-7845
Document Number	201900324120
Map Reference	VOL 84136 PG 4096
Instrument Date	Nov 26, 2019
Instrument	201900324120
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	RTT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 WILLOW RIDGE DR, GARLAND, TX 75044-7845

Mortgage

Document Number	201900324121
Date	Dec 3, 2019
Instrument	201900324121

Lender

Name	CITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DALLAS TX
Recording Date	Sep 21, 2017
Property Address	2905 WILLOW RIDGE DR, GARLAND, TX 75044-7845
Document Number	0000267182
Instrument Date	Sep 20, 2017
Instrument	267182
Transaction Type	Transfer
Record Updated	Aug 25, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2905 WILLOW RIDGE DR GARLAND TX 750447845, GARLAND, TX 75044-7845

Mortgage

Document Number	267183
Date	Sep 21, 2017
Instrument	267183

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2905 Willow Ridge Dr was $11,446 with exemptions applied, up 13.8% from the year before.

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Garland City
Unified School District	Garland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$536,970 (+0.29%) Land $105,000 Building $431,970	$536,970 (+0.29%) Land $105,000 Building $431,970
2025	$11,446.00 (+13.81%) Homeowner's exemption	$535,410 Land $105,000 Building $430,410	$535,410 Land $105,000 Building $430,410
2024	$10,057.00 (-0.13%)
2023	$10,070.00 (-7.32%)	$440,110 Land $90,000 Building $350,110	$440,110 Land $90,000 Building $350,110
2022	$10,865.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2905 Willow Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2905 Willow Ridge Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GARLAND serves 248,822 people · EPA ID TX0570010
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Oct 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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