Harford County property record for 2909 Silver Spruce Ln, Abingdon, MD 21009
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,260 sqft · built 1966 |
| Lot Size | 0.66 acres (28,737 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (May 2007) |
| Tax Bill | $3,287 (2026) |
| Deeds & Mortgages | Oct 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-046985 |
| Primary APN | 01-046985 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,260 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 28,737 sqft (0.66 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 104 sqft |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 046985 |
|---|---|
| Street Address | 2909 SILVER SPRUCE LN |
| City | ABINGDON |
| State | MD |
| Zip | 21009-1626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 75 0.662 AC 2909 SILVER SPRUCE LANE PRESTON MAN SC 2 PT 5/11 |
| Legal Subdivision | PRESTON MANOR |
| Legal Lot Number | 75 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 301202 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2909 SILVER SPRUCE LN, ABINGDON, MD 21009-1626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2007 · Amount on Record |
| Deed Sale | May 24, 2007 · Amount on Record |
| Prior Sale | Apr 12, 1999 · Amount on Record |
| Deed Document Number | 20072978 |
| Deed Book / Page | 7368 / 636 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2909 SILVER SPRUCE LN, ABINGDON, MD 21009-1626 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 2909 SILVER SPRUCE LN, ABINGDON, MD 21009-1626 |
| Document Number | 0160680260 |
|---|---|
| Date | Oct 20, 2023 |
| Book Page | 16068/260 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 6, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,287.00 (+12.11%) | $301,600 (+19.3%) Land $93,300 Building $208,300 | $301,600 (+19.3%) Land $93,300 Building $208,300 |
| 2025 | $2,932.00 (+6.46%) | ||
| 2023 | $252,800 Land $93,300 Building $159,500 | $252,800 Land $93,300 Building $159,500 | |
| 2022 | $2,754.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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