2900 Silver Spruce Ln, Abingdon, MD 21009 Property Records

Harford County property record for 2900 Silver Spruce Ln, Abingdon, MD 21009

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,408 sqft · built 1963
Lot Size	0.531 acres (23,125 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Sep 2025)
Tax Bill	$3,923 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-088173`

Property Details

APN / Parcel Number

Primary APN	`01-088173`
Alternative APNs	`1088173` `088173`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,408 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Split Level
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	23,125 sqft (0.531 acres)
Lot Dimensions	125 ft deep x 185 ft wide
Garage Type	Mixed
Garage Area	1,050 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	164 sqft
Patio Area	264 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	088173
Street Address	2900 SILVER SPRUCE LN
City	ABINGDON
State	MD
Zip	21009-1627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 78 185X125 2900 SILVER SPRUCE LANE PRESTON MAN SC 2 PT 5/11
Legal Subdivision	PRESTON MANOR
Legal Lot Number	78
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	3
Census Block	3008
Census Tract	301202

Owner

2900 Silver Spruce Ln is owned by two individuals who bought it in September 2025.

Source: Harford County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	158 BALEARICS DR, SAINT AUGUSTINE, FL 32086-1884
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2025 · Amount on File
Deed Sale	Sep 2, 2025 · Amount on File
Prior Sale	Feb 22, 2022 · Amount on File
Deed Book / Page	16790 / 369
Record Updated	Oct 29, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Feb 22, 2022
Property Address	2900 SILVER SPRUCE LN, ABINGDON, MD 21009-1627
Document Number	0153770109
Book / Page	15377 / 109
Map Reference	MB GRC5 FO 11
Instrument Date	Feb 18, 2022
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PRESTIGE TITLE/BREVARD LLC, PRESTIGE T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2900 SILVER SPRUCE LN, 2900, ABINGDON, MD 21009-1627

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015377116
Date	Feb 22, 2022
Instrument	15377/116

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 2900 Silver Spruce Ln was $3,923, up 34% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,923.00 (+34.03%)	$360,000 Land $92,800 Building $267,200	$360,000 Land $92,800 Building $267,200
2025	$2,927.00
2023		$222,900 Land $92,800 Building $130,100	$222,900 Land $92,800 Building $130,100
2022	$2,402.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2900 Silver Spruce Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2900 Silver Spruce Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20