2909 Palisade Dr, Duluth, MN 55811 Property Records

St. Louis County property record for 2909 Palisade Dr, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,594 sqft · built 1991
Lot Size	0.438 acres (19,112 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (Sep 2017)
Tax Bill	$6,486 (2026)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3752-00280`

Property Details

APN / Parcel Number

Primary APN	`010-3752-00280`
Alternative APN	`1038445`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,594 sqft Gross Area
1st Floor Area	1,304 sqft
Basement Area	1,063 sqft
Finished Basement	1,063 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	19,112 sqft (0.438 acres)
Garage Area	748 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	432 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1038445
Street Address	2909 PALISADE DR
City	DULUTH
State	MN
Zip	55811-5822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0009 BLOCK:003 SERIAL #
Legal Subdivision	PARKWOOD CITY OF DULUTH
Legal Block	3
Legal Lot Number	9
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2011
Census Tract	2300

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2909 PALISADE DR, DULUTH, MN 55811-5822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2017 · Amount on Record
Deed Sale	Sep 25, 2017 · Amount on Record
Prior Sale	May 6, 2013 · Amount on Record
Deed Document Number	2017990085
Record Updated	Sep 20, 2026

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 25, 2017
Property Address	2909 PALISADE DR, DULUTH, MN 55811-5822
Document Number	000T990085
Instrument Date	Sep 15, 2017
Instrument	T990085
Transaction Type	Transfer
Record Updated	Oct 11, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,105.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2909 PALISADE DR DULUTH MN 558115822, DULUTH, MN 55811-5822

Mortgage

Document Number	T990086
Date	Sep 25, 2017
Instrument	T990086

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2047

Mortgage

Document Number	T990087,
Date	Sep 25, 2017
Instrument	T990087

Lender

Name	US BK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,486.00 (+10.12%) Homeowner's exemption
2025	$5,890.00 (-1.07%) Homeowner's exemption	$550,600 (+26.23%) Land $72,000 Building $478,600	$550,600 (+26.23%) Land $72,000 Building $478,600
2024	$5,954.00	$436,200 (+10.8%) Land $76,600 Building $359,600	$436,200 (+10.8%) Land $76,600 Building $359,600
2022		$393,700 Land $71,900 Building $321,800	$393,700 Land $71,900 Building $321,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Airfiber, AT&T, Mediacom Xtream.

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