2905 Palisade Dr, Duluth, MN 55811 Property Records

St. Louis County property record for 2905 Palisade Dr, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1991
Lot Size	0.491 acres (21,418 sqft)
Owner	Individual Name on File
Last Sale	$13,939 (Jun 2021)
Tax Bill	$6,212 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-3752-00680`

Property Details

APN / Parcel Number

Primary APN	`010-3752-00680`
Alternative APN	`1110702`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,296 sqft Gross Area
1st Floor Area	1,296 sqft
Basement Area	880 sqft
Finished Basement	880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	21,418 sqft (0.491 acres)
Garage Area	816 sqft
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	456 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1110702
Street Address	2905 PALISADE DR
City	DULUTH
State	MN
Zip	55811-5804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0003 BLOCK:007 SERIAL #
Legal Subdivision	PARKWOOD CITY OF DULUTH
Legal Block	7
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2007
Census Tract	2300

Owner

2905 Palisade Dr is owned and occupied by an individual who bought it in June 2021.

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2905 PALISADE DR, DULUTH, MN 55811-5804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2021 · Amount on File
Deed Sale	Jun 14, 2021 · Amount on File
Prior Sale	Dec 27, 2001 · Amount on File
Deed Document Number	20211042109
Prior Transfer Date	Dec 5, 2016
Prior Transfer Doc	0000979311
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2905 PALISADE DR, DULUTH, MN 55811-5804
Transaction Type	Mortgage
Record Updated	Jul 19, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 PALISADE DR, DULUTH, MN 55811-5804

Mortgage

Document Number	0001069731
Date	Jul 3, 2023
Instrument	1069731

Lender

Name	US BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 2905 Palisade Dr was $6,212 with a homeowner's exemption, up 10.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,212.00 (+10.14%) Homeowner's exemption
2025	$5,640.00 (-0.32%) Homeowner's exemption	$467,000 (+11.43%) Land $76,700 Building $390,300	$467,000 (+11.43%) Land $76,700 Building $390,300
2024	$5,658.00	$419,100 Land $81,700 Building $337,400	$419,100 Land $81,700 Building $337,400
2022		$388,700 Land $76,700 Building $312,000	$388,700 Land $76,700 Building $312,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2905 Palisade Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2905 Palisade Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Airfiber, AT&T, Mediacom Xtream.

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