Manatee County property record for 2909 Gulf Dr, Holmes Beach, FL 34217
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,512 sqft · built 1971 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Sep 2010) |
| Tax Bill | $11,518 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 74806-0000-1 |
| Primary APN | 74806-0000-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Duplex Single |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| View / Lot | Island |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 2909 GULF DR, A |
|---|---|
| City | HOLMES BEACH |
| State | FL |
| Zip | 34217-2147 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | HB_R-1 |
| Legal Description | LOT 5 BLK 45 ILEXHURST PI#74806.0000/1 |
| Legal Range | 16E |
| Legal Township | 34S |
| Legal Section | 33 |
| Legal Subdivision | ILEXHURST |
| Legal Tract | 07467900 |
| Legal Block | 45 |
| Legal Lot Number | 5 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1701 |
2909 Gulf Dr is owned and occupied by an individual who bought it in September 2010.
Source: Manatee County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2909 GULF DR, A, HOLMES BEACH, FL 34217-2147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2010 · Amount on File |
| Deed Sale | Sep 22, 2010 · Amount on File |
| Prior Sale | Mar 18, 2010 · Amount on File |
| Deed Document Number | 20102848932 |
| Deed Book / Page | 2353 / 2424 |
| Prior Transfer Date | Sep 6, 1996 |
| Prior Transfer Doc | 1498001780 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2909 Gulf Dr was $11,518 with a senior citizen's exemption, up 4.2% from the year before.
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Municipality | Holmes Beach City |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $659,234 (-28.81%) | $858,262 (-7.31%) Land $637,500 Building $220,762 | |
| 2025 | $11,518.00 (+4.17%) | $925,995 Land $637,500 Building $288,495 | $925,995 Land $637,500 Building $288,495 |
| 2024 | $11,057.00 (+3.7%) | ||
| 2023 | $10,662.00 (+26.22%) | $896,039 (+48.74%) Land $595,000 Building $301,039 | $896,039 (+48.74%) Land $595,000 Building $301,039 |
| 2022 | $8,447.00 | $602,415 Land $350,000 Building $252,415 | $602,415 Land $350,000 Building $252,415 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2909 Gulf Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 219 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 530 units insured incl. 311 condo units |
| Nearby Flood Claims | 387 (1982–2024) |
| Claims Outside the SFHA | 3 of 387 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2909 Gulf Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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