Manatee County property record for 2905 Gulf Dr, Holmes Beach, FL 34217
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,448 sqft · built 1999 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,075,000 (Jan 2025) |
| Tax Bill | $17,128 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Aug 2018 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 74805-0015-1 |
| Primary APN | 74805-0015-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 3 Stories |
| Building Area | 1,448 sqft Living Area |
| Gross Area | 3,008 sqft |
| 1st Floor Area | 288 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| View / Lot | Island |
| Garage Type | Attached |
| Garage Area | 266 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 766 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 2905 GULF DR |
|---|---|
| City | HOLMES BEACH |
| State | FL |
| Zip | 34217-2147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HB_R-1 |
| Legal Description | LOT 3 BLK 45 ILEXHURST PI#74805.0015/1 |
| Legal Range | 16E |
| Legal Township | 34S |
| Legal Section | 33 |
| Legal Subdivision | ILEXHURST |
| Legal Tract | 07467900 |
| Legal Block | 45 |
| Legal Lot Number | 3 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1701 |
2905 Gulf Dr is owned and occupied by an individual who bought it in January 2025.
Source: Manatee County records, as of July 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2905 GULF DR, HOLMES BEACH, FL 34217-2147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 7, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Jul 28, 2017 | Warranty Deed, Transfer REGIONS MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2025 · Amount on File |
| Deed Sale | Jan 14, 2025 · Amount on File |
| Prior Sale | Mar 10, 2021 · Amount on File |
| Deed Document Number | 20255135 |
| Prior Transfer Date | Jul 20, 2018 |
| Prior Transfer Doc | 0027417144 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Mar 10, 2021 |
| Property Address | 2905 GULF DR, HOLMES BEACH, FL 34217-2147 |
| Document Number | 202141030610 |
| Map Reference | MB 1 PG 154 |
| Instrument Date | Mar 5, 2021 |
| Instrument | 202141030610 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,725.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2905 GULF DR, 2905, HOLMES BEACH, FL 34217-2147 |
| Name | Verified Name |
|---|---|
| Address | 2905 GULF DR, HOLMES BEACH, FL 34217-2147 |
| Document Number | 202141030611 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 202141030611 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Aug 7, 2018 |
| Property Address | 2905 GULF DR, HOLMES BEACH, FL 34217-2147 |
| Document Number | 0027417144 |
| Book / Page | 002741 / 007144 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 41080576 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4818 RIDGE POINT DR TAMPA FL 336246326, TAMPA, FL 33624-6326 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Jul 28, 2017 |
| Property Address | 2905 GULF DR, HOLMES BEACH, FL 34217-2147 |
| Document Number | 0026856718 |
| Book / Page | 002685 / 006718 |
| Instrument Date | Jul 27, 2017 |
| Instrument | 41072345 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,060.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2905 GULF DR HOLMES BEACH FL 342172147, HOLMES BEACH, FL 34217-2147 |
| Document Number | 26856720 |
|---|---|
| Date | Jul 28, 2017 |
| Book Page | 002685/006720 |
| Instrument | 41072346 |
| Name | REGIONS MTG |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35244 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 27, 2047 |
The 2025 property tax bill for 2905 Gulf Dr was $17,128 with a homeowner's exemption, up 2.1% from the year before.
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Municipality | Holmes Beach City |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,039,861 (-0.9%) Land $637,500 Building $402,361 | $1,039,861 (-6.39%) Land $637,500 Building $402,361 | |
| 2025 | $17,128.00 (+2.08%) | $1,049,288 | $1,110,865 Land $637,500 Building $473,365 |
| 2024 | $16,779.00 (+7.98%) | ||
| 2023 | $15,539.00 (+22.72%) | $1,143,895 (+45.1%) Land $595,000 Building $548,895 | $1,143,895 (+45.1%) Land $595,000 Building $548,895 |
| 2022 | $12,662.00 | $788,345 Land $350,000 Building $438,345 | $788,345 Land $350,000 Building $438,345 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2905 Gulf Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 219 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 530 units insured incl. 311 condo units |
| Nearby Flood Claims | 387 (1982–2024) |
| Claims Outside the SFHA | 3 of 387 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2905 Gulf Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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