2909 Gary St, Fort Smith, AR 72901 Property Records

Sebastian County property record for 2909 Gary St, Fort Smith, AR 72901

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,636 sqft · built 1996
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$217,500 (Oct 2018)
Tax Bill	$2,266 (2026)
Deeds & Mortgages	Dec 2023 Sale Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18050-0004-00000-00`

Property Details

APN / Parcel Number

Primary APN	`18050-0004-00000-00`
Alternative APN	`47688`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,636 sqft Living Area
Gross Area	3,469 sqft
1st Floor Area	1,754 sqft
Upper Floors Area	882 sqft
Basement Area	392 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	260 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	236 sqft
Deck Area	16 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	47688
Street Address	2909 GARY ST
City	FORT SMITH
State	AR
Zip	72901-6957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNIT 4
Legal Range	32
Legal Township	08
Legal Section	27
Legal Subdivision	TIMBERWOOD CONDO
Legal Block	2
Legal Lot Number	11
Legal Unit	4
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	2
Census Block	2010
Census Tract	1002

Owner

2909 Gary St is owned and occupied by two individuals who acquired it in December 2023.

Source: Sebastian County records, as of August 31, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2909 GARY ST, FORT SMITH, AR 72901-6957
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Beneficiary Deed, Transfer
Oct 11, 2018	Warranty Deed, Transfer · Conventional Mortgage ARMSTRONG BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2018 · Amount on File
Deed Sale	Oct 11, 2018 · Amount on File
Deed Document Number	201822728
Last Transfer Date	Dec 21, 2023
Transfer Doc	2023F25280
Record Updated	Oct 29, 2026

December 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Dec 27, 2023
Property Address	2909 GARY ST, FORT SMITH, AR 72901-6957
Document Number	2023F25280
Instrument Date	Dec 21, 2023
Instrument	2023F-25280
Transaction Type	Transfer
Record Updated	Jan 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 GARY ST, FORT SMITH, AR 72901-6957

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Oct 11, 2018
Property Address	2909 GARY ST, FORT SMITH, AR 72901-6957
Document Number	2018F22728
Instrument Date	Oct 10, 2018
Instrument	2018F-22728
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	WACO TITLE COMPANY, WACO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 11581, FORT SMITH, AR 72917-1581

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 GARY ST, FORT SMITH, AR 72901-6957

Mortgage

Document Number	2018F22729
Date	Oct 11, 2018
Instrument	2018F-22729

Lender

Name	ARMSTRONG BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 2909 Gary St was $2,266 with a homeowner's exemption.

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,266.00 Homeowner's exemption	$58,290 (-) Land $6,750 Building $51,540	$291,450 (-) Land $33,750 Building $257,700
2025	$2,266.00	$58,290 Land $6,750 Building $51,540	$291,450 Land $33,750 Building $257,700
2023	$1,841.00 Homeowner's exemption	$39,040 Land $5,100 Building $33,940	$195,200 Land $25,500 Building $169,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2909 Gary St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2909 Gary St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Dobson Fiber.

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