2906 Gary St, Fort Smith, AR 72901 Property Records

Sebastian County property record for 2906 Gary St, Fort Smith, AR 72901

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,416 sqft · built 1970
Lot Size	0.248 acres (10,803 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Aug 2010)
Tax Bill	$1,095 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18217-0003-00011-00`

Property Details

APN / Parcel Number

Primary APN	`18217-0003-00011-00`
Alternative APN	`48184`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	1,416 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	10,803 sqft (0.248 acres)
Lot Dimensions	135 ft deep x 83 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Driveway	Concrete Driveway
Driveway Area	870 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	198 sqft
Deck Area	144 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	48184
Street Address	2906 GARY ST
City	FORT SMITH
State	AR
Zip	72901-6946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 & W 3 OF LOT 3 BLK K
Legal Range	32
Legal Township	08
Legal Section	27
Legal Subdivision	VANTAGE VIEW
Legal Block	K
Legal Lot Number	2,3
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	2
Census Block	2017
Census Tract	1002

Owner

Source: Sebastian County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2906 GARY ST, FORT SMITH, AR 72901-6946
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage ARKANSAS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2010 · Amount on Record
Deed Sale	Aug 19, 2010 · Amount on Record
Prior Sale	Nov 9, 1989
Deed Document Number	201013366
Transfer Doc	0524000224
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	2906 GARY ST, FORT SMITH, AR 72901-6946
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202519792
Date	Oct 10, 2025
Instrument	2025-19792

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 9, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	2906 GARY ST, FORT SMITH, AR 72901-6946
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020F09069
Date	Apr 23, 2020
Instrument	2020F-09069

Lender

Name	ARKANSAS FCU
Type	Credit Union
Address	JACKSONVILLE, AR 72078

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Tax Assessment & Valuation

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,095.00 Homeowner's exemption	$27,757 (-) Land $5,000 Building $22,757	$138,785 (-) Land $25,000 Building $113,785
2025	$1,095.00 (+77.47%) Homeowner's exemption	$27,757 (+54.55%) Land $5,000 Building $22,757	$138,785 (+54.55%) Land $25,000 Building $113,785
2023	$617.00 Homeowner's exemption	$17,960 Land $4,000 Building $13,960	$89,800 Land $20,000 Building $69,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 71% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Right Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Dobson Fiber.

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