2909 Colonial Dr, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 2909 Colonial Dr, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,316 sqft · built 1973
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on File
Tax Bill	$2,255 (2024)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-24-127-003.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-24-127-003.000-023`
Alternative APN	`01612449870`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,316 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01612449870
Street Address	2909 COLONIAL DR
City	MISHAWAKA
State	IN
Zip	46544-6245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 264 REVEREWOOD ADD. SEC. E
Legal Subdivision	REVEREWOOD ADD
Legal Lot Number	264
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	1
Census Block	1008
Census Tract	11701

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2909 COLONIAL DR, MISHAWAKA, IN 46544-6245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage MEMBER FIRST MORTGAGE LLC
Jan 30, 2020	Quit Claim Deed, Transfer Quitclaim
Jan 8, 2020	Quit Claim Deed, Transfer · Conventional Mortgage MEMBER FIRST MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Jan 8, 2020
Last Transfer Date	Jan 30, 2020
Transfer Doc	2002859
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	2909 COLONIAL DR, MISHAWAKA, IN 46544-6245
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002000574
Date	Jan 8, 2020
Instrument	2000574

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	192 Months
Due	Feb 1, 2035

Interest

Rate Type	Fixed Rate

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jan 30, 2020
Property Address	2909 COLONIAL DR, MISHAWAKA, IN 46544-6245
Document Number	2002859
Map Reference	PB 24 PG P
Instrument Date	Dec 30, 2019
Instrument	2002859
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 COLONIAL DR, MISHAWAKA, IN 46544-6245

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jan 8, 2020
Property Address	2909 COLONIAL DR, MISHAWAKA, IN 46544-6245
Document Number	2000573
Map Reference	PB 24 PG P
Instrument Date	Dec 30, 2019
Instrument	2000573
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 COLONIAL DR, MISHAWAKA, IN 46544-6245

Mortgage

Document Number	2000574
Date	Jan 8, 2020
Instrument	2000574

Lender

Name	MEMBER FIRST MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	192 Months
Due	Feb 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$204,000 (+15.78%) Land $44,000 Building $160,000	$204,000 (+15.78%) Land $44,000 Building $160,000
2024	$2,255.00 (+9.63%)
2023	$2,057.00 (+0.78%)	$176,200 (-) Land $44,100 Building $132,100	$176,200 (-) Land $44,100 Building $132,100
2022	$2,041.00 Homeowner's exemption	$176,200 Land $44,100 Building $132,100	$176,200 Land $44,100 Building $132,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1982–2008)
Claims Outside the SFHA	13 of 13
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway, T-Mobile.

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