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2905 Colonial Dr, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 2905 Colonial Dr, Mishawaka, IN 46544

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,296 sqft · built 1971
Lot Size0.164 acres (7,125 sqft)
OwnerIndividual Name on File
Last Sale$148,361 (Mar 2020)
Tax Bill$1,993 (2024)
Deeds & MortgagesMar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN71-09-24-127-002.000-023

Property Details

APN / Parcel Number

Primary APN71-09-24-127-002.000-023
Alternative APN
  • 01612449869

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,296 sqft Living Area
1st Floor Area1,008 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1992
Construction TypeFrame
Roof MaterialAsphalt
Lot Area7,125 sqft (0.164 acres)
Lot Dimensions95 ft deep x 75 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2905 COLONIAL DR
CityMISHAWAKA
StateIN
Zip46544-6245
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 263 REVEREWOOD ADD. SEC. E
Legal SubdivisionREVEREWOOD ADD
Legal Lot Number263
JurisdictionST JOSEPH IN
Township / Civil DivisionPENN
Census Block Group1
Census Block1008
Census Tract11701

Owner

Source: St. Joseph County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2905 COLONIAL DR, MISHAWAKA, IN 46544-6245
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2020 · Amount on File
Deed SaleMar 6, 2020 · Amount on File
Deed Document Number20206337
Prior Transfer DateOct 16, 2015
Prior Transfer Doc0000005535
Record UpdatedSep 20, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH IN
Recording DateMar 6, 2020
Property Address2905 COLONIAL DR, MISHAWAKA, IN 46544-6245
Document Number0002006337
Map ReferencePB 24 PG P
Instrument DateFeb 28, 2020
Instrument2006337
Transaction TypeTransfer
Record UpdatedJun 12, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address290 COLONIAL DR, MISHAWAKA, IN 46544

Mortgage

Document Number0002006338
DateMar 6, 2020
Instrument2006338
Lender
NameRUOFF MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

TypeName
StateIndiana
CountySt. Joseph County
County SubdivisionPenn Township
MunicipalityMishawaka City
Unified School DistrictMishawaka School City (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$181,600 (+25.85%) Land $46,100 Building $135,500$181,600 (+25.85%) Land $46,100 Building $135,500
2024$1,993.00 (+18.63%)
2023$1,680.00 (+1.88%)$144,300 (-0.14%) Land $46,100 Building $98,200$144,300 (-0.14%) Land $46,100 Building $98,200
2022$1,649.00 Homeowner's exemption$144,500 Land $46,100 Building $98,400$144,500 Land $46,100 Building $98,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims13 (1982–2008)
Claims Outside the SFHA13 of 13
Most Recent ClaimSep 2008 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMISHAWAKA UTILITIES
serves 49,675 people · EPA ID IN5271009
Water SourceGroundwater
Last State InspectionFeb 2025
Lead7 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Mercury Fiber
Fixed Wireless		150 / 20

May also be available: Fourway, T-Mobile.

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