2908 Whitley Ct, Cincinnati, OH 45251 Property Records

Hamilton County property record for 2908 Whitley Ct, Cincinnati, OH 45251 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,963 sqft · built 1994
Lot Size0.321 acres (13,983 sqft)
OwnerIndividual Name on File
Last Sale$158,500 (Jun 2010)
Tax Bill$4,731 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN510-0042-0399-00

Property Details

APN / Parcel Number

Primary APN510-0042-0399-00
Alternative APN
  • 0010578

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,963 sqft Living Area
Gross Area3,307 sqft
1st Floor Area963 sqft
2nd Floor Area1,000 sqft
Basement Area944 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area13,983 sqft (0.321 acres)
Lot Dimensions166 ft deep x 69 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area66 sqft
Patio Area404 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address2908 WHITLEY CT
CityCINCINNATI
StateOH
Zip45251-1160
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHITLEY CT 68.98 X 166 IRR LOT 46 WILLOW RIDGE SUB PHASE 1 SEC 2
Legal SubdivisionWILLOW RIDGE SUB PHASE 1
Legal Lot Number46
JurisdictionHAMILTON OH
Township / Civil DivisionCOLERAIN
Census Block Group3
Census Block3004
Census Tract20505

Owner

Source: Hamilton County records · APN 510-0042-0399-00

Assessment roll updated January 21, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2908 WHITLEY CT, CINCINNATI, OH 45251-1160
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2026Deed of Trust, Mortgage · Line of Credit
GUARDIAN SAVINGS BANK
Jan 03, 2017Deed of Trust, Mortgage · Conventional Mortgage
GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 09, 2010 · Amount on Record
Deed SaleJun 09, 2010 · Amount on Record
Prior SaleMay 16, 2005 · Amount on Record
Deed Document Number201063830
Deed Book / Page11451 / 789
Record UpdatedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address2908 WHITLEY CT, CINCINNATI, OH 45251-1160
Transaction TypeMortgage
Record UpdatedMar 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2908 WHITLEY CT, CINCINNATI, OH 45251-1160

Mortgage

Document Number0000012565
DateFeb 19, 2026
Book Page15606/2035
Instrument2026-0012565
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
Address75239
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 10, 2036

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address2908 WHITLEY CT, CINCINNATI, OH 45251-1160
Transaction TypeMortgage
Record UpdatedOct 31, 2022
Title CompanyPROMINENT TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000093
DateJan 03, 2017
Instrument17-0000093
Lender
NameGUARDIAN SAVINGS BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term192 Months
DueJan 01, 2032
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionColerain Township
Unified School DistrictNorthwest Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,731.00 (+7.87%)$82,145 (-) Land $12,040 Building $70,105$234,700 (-) Land $34,400 Building $200,300
2024$4,386.00 (-0.59%)$82,145 (-) Land $12,040 Building $70,105
2023$4,412.00 (+7.66%)$82,145 (+32.01%) Land $12,040 Building $70,105$234,700 (+32.02%) Land $34,400 Building $200,300
2022$4,098.00 Homeowner's exemption$62,224 Land $11,358 Building $50,866
2020$177,780 Land $32,450 Building $145,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610205053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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