Hamilton County property record for 2903 Whitley Ct, Cincinnati, OH 45251
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,917 sqft · built 1994 |
| Lot Size | 0.351 acres (15,290 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $235,500 (Jun 2020) |
| Tax Bill | $4,598 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0042-0402-00 |
| Primary APN | 510-0042-0402-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,917 sqft Living Area |
| 1st Floor Area | 943 sqft |
| 2nd Floor Area | 974 sqft |
| Basement Area | 906 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 15,290 sqft (0.351 acres) |
| Lot Dimensions | 146 ft deep x 30 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 66 sqft |
| Patio Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2903 WHITLEY CT |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45251-1160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITLEY CT 30.85 X 146.16 IRR LOT 49 WILLOW RIDGE SUB PHASE 1 SEC 2 |
| Legal Subdivision | WILLOW RIDGE SUB |
| Legal Phase | 1 |
| Legal Lot Number | 49 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 20505 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2903 WHITLEY CT, CINCINNATI, OH 45251-1160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 8, 2020 | Warranty Deed, Transfer · FHA Mortgage MID AMERICA MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2020 · Amount on Record |
| Deed Sale | Jun 8, 2020 · Amount on Record |
| Prior Sale | Apr 18, 2001 · Amount on Record |
| Deed Document Number | 0000053519 |
| Deed Book / Page | 14184 / 1974 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2903 WHITLEY CT, CINCINNATI, OH 45251-1160 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2903 WHITLEY CT, CINCINNATI, OH 45251-1160 |
| Document Number | 0000016409 |
|---|---|
| Date | Mar 13, 2024 |
| Book Page | 15122/745 |
| Instrument | 2024-0016409 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | 951 W YAMATO RD, BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 315 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 8, 2020 |
| Property Address | 2903 WHITLEY CT, CINCINNATI, OH 45251-1160 |
| Document Number | 0000053519 |
| Book / Page | 014184 / 001974 |
| Instrument Date | May 29, 2020 |
| Instrument | 53519 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $236.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2903 WHITLEY CT CINCINNATI OH 452511160, CINCINNATI, OH 45251-1160 |
| Document Number | 53520 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 014184/001976 |
| Instrument | 53520 |
| Name | MID AMERICA MTG |
|---|---|
| Type | Mortgage Company |
| Address | ADDISON, TX 75001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 7, 2050 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,598.00 (+7.86%) | $79,821 (-) Land $12,040 Building $67,781 | |
| 2024 | $4,263.00 (-0.61%) | $79,821 (-) Land $12,040 Building $67,781 | |
| 2023 | $4,289.00 (-20.93%) | $79,821 (-3.16%) Land $12,040 Building $67,781 | $228,060 (-3.16%) Land $34,400 Building $193,660 |
| 2022 | $5,424.00 Homeowner's exemption | $82,426 Land $11,358 Building $71,068 | |
| 2020 | $235,500 Land $32,450 Building $203,050 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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