2908 Lost Ball Dr, Sebring, FL 33872 Property Records

Highlands County property record for 2908 Lost Ball Dr, Sebring, FL 33872

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,328 sqft · built 2000
Lot Size0.283 acres (12,330 sqft)
OwnerIndividual Name on Record
Last Sale$223,000 (Nov 2016)
Tax Bill$2,250 (2024)
Deeds & MortgagesFeb 2022 Mortgage
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNC344802500005050

Property Details

APN / Parcel Number

Primary APNC344802500005050
Alternative APN
  • C-34-34-28-025-0000-5050

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area2,328 sqft Living Area
1st Floor Area1,892 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,330 sqft (0.283 acres)
Lot Dimensions117 ft deep x 108 ft wide
Garage TypeFinished
Garage Area528 sqft
DrivewayDriveway
Driveway Area630 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area450 sqft
PorchOpen Porch
Porch Area395 sqft
Patio Area606 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC344802500005050
Street Address2908 LOST BALL DR
CitySEBRING
StateFL
Zip33872-4150
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionGOLF HAMMOCK UNIT 5 PB 14 PG 79 LOT 505
Legal Range28E
Legal Township34S
Legal Section34
Legal SubdivisionGOLF HAMMOCK UNIT 5
Legal Lot Number505
Legal Unit5
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group4
Census Block4029
Census Tract960602

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2908 LOST BALL DR, SEBRING, FL 33872-4150
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2022Deed of Trust, Mortgage · Conventional Mortgage
HEARTLAND NATIONAL BANK
Feb 28, 2019Deed of Trust, Mortgage · Commercial Mortgage
HEARTLAND NATIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 30, 2016 · Amount on Record
Deed SaleNov 30, 2016 · Amount on Record
Prior SaleNov 30, 2016 · Amount on Record
Deed Document Number0001834804
Deed Book / Page2555 / 1718
Last Transfer DateMay 13, 2025
Transfer Doc0002258762
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address2908 LOST BALL DR, SEBRING, FL 33872-4150
Transaction TypeMortgage
Record UpdatedMar 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2908 LOST BALL DR, SEBRING, FL 33872-4150

Mortgage

Document Number0002076857
DateFeb 7, 2022
Book Page2882/1533
Instrument2076857
Lender
NameHEARTLAND NATIONAL BANK
TypeBank
AddressSEBRING, FL 33870
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueFeb 1, 2047

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address2908 LOST BALL DR, SEBRING, FL 33872-4150
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001930638
DateFeb 28, 2019
Book Page2680/0176
Instrument1930638
Lender
NameHEARTLAND NATIONAL BANK
TypeBank
AddressSEBRING, FL 33870
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 22, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$189,934 (+5.99%)$270,282 (-6.38%) Land $35,235 Building $235,047
2024$2,250.00 (+2.65%)
2023$2,192.00 (-1.08%) Homeowner's exemption Widower's exemption$179,205 (+3%)$288,701 (+11.74%) Land $28,188 Building $260,513
2022$2,216.00 Homeowner's exemption Widower's exemption$173,985$258,373 Land $28,188 Building $230,185

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies44 in force
Nearby Flood Claims8 (2017–2022)
Claims Outside the SFHA8 of 8
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Lost Ball Dr

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