Highlands County property record for 2908 Lost Ball Dr, Sebring, FL 33872
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,328 sqft · built 2000 |
| Lot Size | 0.283 acres (12,330 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $223,000 (Nov 2016) |
| Tax Bill | $2,250 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C344802500005050 |
| Primary APN | C344802500005050 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,328 sqft Living Area |
| 1st Floor Area | 1,892 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,330 sqft (0.283 acres) |
| Lot Dimensions | 117 ft deep x 108 ft wide |
| Garage Type | Finished |
| Garage Area | 528 sqft |
| Driveway | Driveway |
| Driveway Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 450 sqft |
| Porch | Open Porch |
| Porch Area | 395 sqft |
| Patio Area | 606 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C344802500005050 |
|---|---|
| Street Address | 2908 LOST BALL DR |
| City | SEBRING |
| State | FL |
| Zip | 33872-4150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | GOLF HAMMOCK UNIT 5 PB 14 PG 79 LOT 505 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 34 |
| Legal Subdivision | GOLF HAMMOCK UNIT 5 |
| Legal Lot Number | 505 |
| Legal Unit | 5 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 960602 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2908 LOST BALL DR, SEBRING, FL 33872-4150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 7, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND NATIONAL BANK |
| Feb 28, 2019 | Deed of Trust, Mortgage · Commercial Mortgage HEARTLAND NATIONAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2016 · Amount on Record |
| Deed Sale | Nov 30, 2016 · Amount on Record |
| Prior Sale | Nov 30, 2016 · Amount on Record |
| Deed Document Number | 0001834804 |
| Deed Book / Page | 2555 / 1718 |
| Last Transfer Date | May 13, 2025 |
| Transfer Doc | 0002258762 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 2908 LOST BALL DR, SEBRING, FL 33872-4150 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2908 LOST BALL DR, SEBRING, FL 33872-4150 |
| Document Number | 0002076857 |
|---|---|
| Date | Feb 7, 2022 |
| Book Page | 2882/1533 |
| Instrument | 2076857 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33870 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 2908 LOST BALL DR, SEBRING, FL 33872-4150 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001930638 |
|---|---|
| Date | Feb 28, 2019 |
| Book Page | 2680/0176 |
| Instrument | 1930638 |
| Name | HEARTLAND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SEBRING, FL 33870 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 22, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $189,934 (+5.99%) | $270,282 (-6.38%) Land $35,235 Building $235,047 | |
| 2024 | $2,250.00 (+2.65%) | ||
| 2023 | $2,192.00 (-1.08%) Homeowner's exemption Widower's exemption | $179,205 (+3%) | $288,701 (+11.74%) Land $28,188 Building $260,513 |
| 2022 | $2,216.00 Homeowner's exemption Widower's exemption | $173,985 | $258,373 Land $28,188 Building $230,185 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 8 (2017–2022) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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