2816 Lost Ball Dr, Sebring, FL 33872 Property Records

Highlands County property record for 2816 Lost Ball Dr, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,548 sqft · built 1999
Lot Size	0.343 acres (14,972 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Nov 2023)
Tax Bill	$4,052 (2024)
Deeds & Mortgages	Nov 2023 Sale Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C344802500005030`

Property Details

APN / Parcel Number

Primary APN	`C344802500005030`
Alternative APN	`C-34-34-28-025-0000-5030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,548 sqft Living Area
1st Floor Area	2,083 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,972 sqft (0.343 acres)
Lot Dimensions	149 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	648 sqft
Driveway	Driveway
Driveway Area	936 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	450 sqft
Porch	Open Porch
Porch Area	233 sqft
Patio Area	550 sqft
Fence	Fence
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	C344802500005030
Street Address	2816 LOST BALL DR
City	SEBRING
State	FL
Zip	33872-4199
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	GOLF HAMMOCK UNIT 5 PB 14 PG 79 LOT 503
Legal Range	28E
Legal Township	34S
Legal Section	34
Legal Subdivision	GOLF HAMMOCK UNIT 5
Legal Lot Number	503
Legal Unit	5
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4029
Census Tract	960602

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2816 LOST BALL DR, SEBRING, FL 33872-4199
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2023	Warranty Deed, Transfer WHEATLAND TITLE, HEARTLAND TITLE
Mar 10, 2023	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU
May 8, 2018	Affidavit of Death, Transfer HEARTLAND TITLE COMPANY
May 8, 2018	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2023 · Amount on Record
Deed Sale	Nov 22, 2023 · Amount on Record
Prior Sale	May 8, 2018 · Amount on Record
Deed Document Number	2179261
Deed Book / Page	3011 / 1453
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 22, 2023
Property Address	2816 LOST BALL DR, SEBRING, FL 33872-4199
Document Number	0002179261
Book / Page	3011 / 1453
Map Reference	MB 14 PG 79
Instrument Date	Nov 21, 2023
Instrument	2179261
Transaction Type	Transfer
Record Updated	Dec 12, 2023
Title Company	WHEATLAND TITLE, HEARTLAND TITLE

Transaction

Amount	Amount Recorded
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2403 DAVIS CIR, SEBRING, FL 33870-2234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 LOST BALL DR, SEBRING, FL 33872-4199

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	2816 LOST BALL DR, SEBRING, FL 33872-4199
Transaction Type	Mortgage
Record Updated	Mar 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 LOST BALL DR, SEBRING, FL 33872-4199

Mortgage

Document Number	0002140690
Date	Mar 10, 2023
Book Page	2962/43
Instrument	2140690

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Apr 1, 2033
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	1-Year T-Bill
Max Rate	9.37%

May 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HIGHLANDS FL
Recording Date	May 8, 2018
Property Address	2816 LOST BALL DR, SEBRING, FL 33872-4199
Document Number	0001895663
Book / Page	002634 / 001773
Instrument Date	Apr 30, 2018
Instrument	1895663
Transaction Type	Transfer
Record Updated	May 15, 2018
Title Company	HEARTLAND TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2816 LOST BALL DR SEBRING FL 338724199, SEBRING, FL 33872-4199

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 8, 2018
Property Address	2816 LOST BALL DR, SEBRING, FL 33872-4199
Document Number	0001895664
Book / Page	002634 / 001774
Instrument Date	Apr 30, 2018
Instrument	1895664
Transaction Type	Transfer
Record Updated	May 21, 2018
Title Company	HEARTLAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2816 LOST BALL DR SEBRING FL 338724199, SEBRING, FL 33872-4199

Mortgage

Document Number	1895665
Date	May 8, 2018
Book Page	002634/001776
Instrument	1895665

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2048

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$292,451 (+183.9%) Land $33,750 Building $258,701	$292,451 (-6.64%) Land $33,750 Building $258,701
2024	$4,052.00 (+298.82%)
2023	$1,016.00 (+3.46%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$103,013 (+3%)	$313,264 (+11.86%) Land $27,000 Building $286,264
2022	$982.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$100,013	$280,043 Land $27,000 Building $253,043

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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