2908 Fieldwood Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2908 Fieldwood Cir, Saint Cloud, FL 34772

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,713 sqft · built 2021
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on File
Last Sale$238,500 (Oct 2021)
Tax Bill$4,666 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN192631016400010050

Property Details

APN / Parcel Number

Primary APN192631016400010050

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,713 sqft Heated Area
Gross Area2,183 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,614 sqft (0.06 acres)
Garage TypeFinished
PorchFinished/Screened Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2908 FIELDWOOD CIR
CitySAINT CLOUD
StateFL
Zip34772-8844
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionGRAMERCY FARMS PH 6 PB 28 PGS 20-21 LOT 5
Legal Range31E
Legal Township26S
Legal Section19
Legal SubdivisionGRAMERCY FARMS PH 6 TH
Legal Phase6
Legal Tract164
Legal Lot Number5
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1003
Census Tract43304

Owner

2908 Fieldwood Cir, a townhouse, is owned and occupied by an individual who bought it in October 2021.

Source: Osceola County records, as of December 11, 2025

Owner of RecordIndividual Name on File
Mailing Address2908 FIELDWOOD CIR, SAINT CLOUD, FL 34772-8844
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 6, 2021 · Amount on File
Deed SaleOct 6, 2021 · Amount on File
Deed Document Number2021155254
Deed Book / Page6059 / 2084
Record UpdatedJun 8, 2026

October 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 6, 2021
Property Address2908 FIELDWOOD CIR, SAINT CLOUD, FL 34772-8844
Document Number0060592084
Book / Page6059 / 2084
Map ReferenceMB 28 PG 20
Instrument DateOct 1, 2021
Instrument2021155254
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,669.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

NameVerified Name
Address2908 FIELDWOOD CIR, SAINT CLOUD, FL 34772-8844

Mortgage

Document Number0060592086
DateOct 6, 2021
Instrument6059/2086
Lender
NameHOME SOLUTION LENDERS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2908 Fieldwood Cir was $4,666 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,666.00 Homeowner's exemption$225,865$264,400 Land $40,000 Building $224,400
2023$4,314.00 (+2.59%) Homeowner's exemption$213,107 (+3%)$281,200 (+35.91%) Land $14,900 Building $266,300
2022$4,205.00 Homeowner's exemption$206,900 Land $14,900 Building $192,000$206,900 Land $14,900 Building $192,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2908 Fieldwood Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 59 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2908 Fieldwood Cir is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 63% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon, Xfinity.

Nearby Properties on Fieldwood Cir

Nearby Streets

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