2906 Fieldwood Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2906 Fieldwood Cir, Saint Cloud, FL 34772

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,713 sqft · built 2021
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on File
Last Sale	$305,000 (Jun 2025)
Tax Bill	$4,666 (2025)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`192631016400010040`

Property Details

APN / Parcel Number

Primary APN	`192631016400010040`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,713 sqft Heated Area
Gross Area	2,183 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,178 sqft (0.05 acres)
Garage Type	Finished
Porch	Finished/Screened Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	2906 FIELDWOOD CIR
City	SAINT CLOUD
State	FL
Zip	34772-8844
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	GRAMERCY FARMS PH 6 PB 28 PGS 20-21 LOT 4
Legal Range	31E
Legal Township	26S
Legal Section	19
Legal Subdivision	GRAMERCY FARMS PH 6 TH
Legal Phase	6
Legal Tract	164
Legal Lot Number	4
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1003
Census Tract	43304

Owner

2906 Fieldwood Cir, a townhouse, is owned and occupied by an individual who bought it in June 2025.

Source: Osceola County records, as of December 16, 2025

Owner of Record	Individual Name on File
Mailing Address	2906 FIELDWOOD CIR, SAINT CLOUD, FL 34772-8844
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 5, 2021	Special Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2025 · Amount on File
Deed Sale	Jun 23, 2025 · Amount on File
Prior Sale	Oct 5, 2021 · Amount on File
Deed Document Number	2025078538
Deed Book / Page	6808 / 955
Record Updated	Jun 8, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 23, 2025
Property Address	2906 FIELDWOOD CIR, SAINT CLOUD, FL 34772-8844
Document Number	0068080955
Book / Page	6808 / 955
Map Reference	MB 28 PG 20
Instrument Date	Jun 18, 2025
Instrument	2025078538
Transaction Type	Transfer
Record Updated	Dec 17, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8523 LAKE WINDHAM AVE, ORLANDO, FL 32829-7659

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2906 FIELDWOOD CIR, SAINT CLOUD, FL 34772-8844

Mortgage

Document Number	0006808957
Date	Jun 23, 2025
Instrument	6808/957

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

October 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 5, 2021
Property Address	2906 FIELDWOOD CIR, SAINT CLOUD, FL 34772-8844
Document Number	0060582159
Book / Page	6058 / 2159
Map Reference	MB 28 PG 20
Instrument Date	Sep 30, 2021
Instrument	2021154506
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,669.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2906 FIELDWOOD CIR, SAINT CLOUD, FL 34772-8844

Mortgage

Document Number	0060582161
Date	Oct 5, 2021
Instrument	6058/2161

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2906 Fieldwood Cir was $4,666 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,666.00 Homeowner's exemption	$225,865	$264,400 Land $40,000 Building $224,400
2023	$4,314.00 (+2.59%) Homeowner's exemption	$213,107 (+3%)	$281,200 (+35.91%) Land $14,900 Building $266,300
2022	$4,205.00 Homeowner's exemption	$206,900 Land $14,900 Building $192,000	$206,900 Land $14,900 Building $192,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2906 Fieldwood Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2906 Fieldwood Cir is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Xfinity.

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