2908 Cotswold Rd, Sinking Spring (Reading), PA 19608 Property Records

Berks County property record for 2908 Cotswold Rd, Sinking Spring, PA 19608

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,226 sqft · built 1997
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$375,200 (Oct 1997)
Tax Bill	$5,729 (2026)
Deeds & Mortgages	Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4387-03-10-8244`

Property Details

APN / Parcel Number

Primary APN	`4387-03-10-8244`
Alternative APNs	`80-4387-03-10-8244` `80270408` `270408`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,226 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	13,068 sqft (0.3 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	80270408
Street Address	2908 COTSWOLD RD
City	READING
State	PA
Zip	19608-9699
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	REEDY RUN
Legal Block	10
Legal Lot Number	20
Jurisdiction	BERKS PA
Township / Civil Division	SPRING
Census Block Group	1
Census Block	1039
Census Tract	10903

Owner

Source: Berks County records · APN 4387-03-10-8244

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2908 COTSWOLD RD, READING, PA 19608-9699
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 02, 1997 · Amount on Record
Deed Sale	Oct 02, 1997 · Amount on Record
Deed Book / Page	2872 / 93
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	2908 COTSWOLD RD, SINKING SPRING, PA 19608-9699
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003956
Date	Jan 31, 2017
Instrument	2017003956

Lender

Name	FULTON BANK NA
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2047

Tax Assessment & Valuation

Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Spring Township
Unified School District	Wilson School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,729.00 (+11.65%) Homeowner's exemption	$353,400 (-) Land $40,800 Building $312,600	$40,800 (-88.46%) Land $40,800
2024	$5,131.00	$353,400 Land $40,800 Building $312,600
1994			$353,400 Land $40,800 Building $312,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 26, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Greenlight Networks Holding Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 78 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PAW PENN DISTRICT private · serves 28,508 people
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.