2904 Cotswold Rd, Sinking Spring (Reading), PA 19608 Property Records

Berks County property record for 2904 Cotswold Rd, Sinking Spring, PA 19608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,083 sqft · built 1995
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Dec 1995)
Tax Bill	$3,797 (2026)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4387-03-10-7381`

Property Details

APN / Parcel Number

Primary APN	`4387-03-10-7381`
Alternative APNs	`80-4387-03-10-7381` `80270404` `270404`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,083 sqft Living Area
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Lot Area	13,939 sqft (0.32 acres)
View / Lot	Neighborhood
Garage Type	Attached
Pool Area	858 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	80270404
Street Address	2904 COTSWOLD RD
City	READING
State	PA
Zip	19608-9699
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	10
Legal Lot Number	19
Jurisdiction	BERKS PA
Township / Civil Division	SPRING
Census Block Group	1
Census Block	1039
Census Tract	10903

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2904 COTSWOLD RD, READING, PA 19608-9699
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 1995 · Amount on Record
Deed Sale	Dec 26, 1995 · Amount on Record
Deed Book / Page	2692 / 1835
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	2904 COTSWOLD RD, SINKING SPRING, PA 19608-9699
Document Number	0000024706
Instrument Date	Jul 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN ABS WYOMISSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2904 COTSWOLD RD SINKING SPRING PA 196089699, SINKING SPRING, PA 19608-9699

Mortgage

Document Number	0000024706
Date	Jul 10, 2017
Instrument	24706

Lender

Name	VIST BK
Type	Bank
Address	WYOMISSING, PA 19610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2047

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Spring Township
Unified School District	Wilson School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,797.00 (-11.26%) Homeowner's exemption	$223,400 (-22.86%) Land $41,700 Building $181,700	$41,700 (-85.6%) Land $41,700
2024	$4,279.00	$289,600 Land $41,700 Building $247,900
1994			$289,600 Land $41,700 Building $247,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAW PENN DISTRICT private · serves 28,508 people · EPA ID PA3060069
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20