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2908 Cole Dr, Festus, MO 63028 Property Records

Jefferson County property record for 2908 Cole Dr, Festus, MO 63028

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,104 sqft · built 2021
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Tax Bill$1,963 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Jun 2020 Sale
Flood ZoneZone X (minimal risk)
APN198.034.00001063

Property Details

APN / Parcel Number

Primary APN198.034.00001063
Alternative APN
  • 1980340 001063

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,104 sqft Living Area
1st Floor Area1,104 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Construction TypeFrame
Lot Area8,276 sqft (0.19 acres)
Garage Area576 sqft
PorchEnclosed Frame Porch
Porch Area484 sqft
Patio Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2908 COLE DR
CityFESTUS
StateMO
Zip63028-4289
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR07
Legal DescriptionSELMA LOT 118 BLOCK 100
Legal SubdivisionSELMA
Legal Block100
Legal Lot Number118
JurisdictionJEFFERSON MO
Township / Civil DivisionPLATTIN
Census Block Group2
Census Block2028
Census Tract701404

Owner

Source: Jefferson County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2908 COLE DR, FESTUS, MO 63028-4289
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2026Deed of Trust, Mortgage · Line of Credit
CAPITAL LENDING
Jun 22, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 12, 2024
Deed SaleDec 12, 2024
Prior SaleJun 3, 2024
Deed Document Number202431128
Prior Transfer DateJul 24, 2024
Prior Transfer Doc0000018868
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Recording DateAug 27, 2026
Property Address2908 COLE DR, FESTUS, MO 63028-4289
Document Number0000023701
Instrument DateAug 18, 2026
Instrument202623701
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2908 COLE DR, FESTUS, MO 63028-4289

Mortgage

Document Number0000023701,
DateAug 27, 2026
Instrument202623701
Lender
NameCAPITAL LENDING
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 14, 2056
Interest
Max Rate-1%

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON MO
Recording DateJun 22, 2020
Property Address2908 COLE DR, FESTUS, MO 63028-4289
Document Number0000021677
Instrument DateJun 17, 2020
Instrument21677
Transaction TypeTransfer
Record UpdatedJun 30, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Elementary School DistrictJefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$31,200 (+0.97%) Land $1,300 Building $29,900$164,100 (+0.74%) Land $6,900 Building $157,200
2025$1,963.00 (+102.16%)$30,900 Land $1,300 Building $29,600$162,900 (-) Land $6,900 Building $156,000
2024$971.00$162,900 Land $6,900 Building $156,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Most Recent ClaimJul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON COUNTY PWSD 12
serves 3,300 people · EPA ID MO6024304
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Wisper ISP.

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