Jefferson County property record for 2904 Cole Dr, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,200 sqft · built 1954 |
| Lot Size | 0.413 acres (17,988 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,016 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 198.034.00001064 |
| Primary APN | 198.034.00001064 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,200 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame |
| Lot Area | 17,988 sqft (0.413 acres) |
| Lot Dimensions | 185 ft deep x 85 ft wide |
| Porch | Stoop |
| Porch Area | 24 sqft |
| Patio Area | 252 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2904 COLE DR |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-4289 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R07 |
| Legal Description | SELMA LOT 119 BLOCK 100 |
| Legal Range | 6E |
| Legal Township | 40N |
| Legal Section | 34 |
| Legal Subdivision | SELMA |
| Legal Block | 100 |
| Legal Lot Number | 119 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | PLATTIN |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 701404 |
2904 Cole Dr is owned and occupied by two individuals.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2904 COLE DR, FESTUS, MO 63028-4289 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 2904 COLE DR, FESTUS, MO 63028-4289 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021R041335 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021R-041335 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
The 2025 property tax bill for 2904 Cole Dr was $1,016, up 7.5% from the year before.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Elementary School District | Jefferson County R-VII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,000 (-) Land $1,300 Building $14,700 | $84,300 (-) Land $6,900 Building $77,400 | |
| 2025 | $1,016.00 (+7.51%) | $16,000 Land $1,300 Building $14,700 | $84,300 (-) Land $6,900 Building $77,400 |
| 2024 | $945.00 | $84,300 (+8.49%) Land $6,900 Building $77,400 | |
| 2023 | $945.00 | $14,800 Land $1,300 Building $13,500 | $77,700 Land $6,900 Building $70,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2904 Cole Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2904 Cole Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Wisper ISP.
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