2908 Chippewa Ct, Troy, MI 48085 Property Records

Oakland County property record for 2908 Chippewa Ct, Troy, MI 48085

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,674 sqft · built 1994
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$421,000 (Aug 2019)
Tax Bill	$6,739 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-01-479-010`

Property Details

APN / Parcel Number

Primary APN	`88-20-01-479-010`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	16 Rooms
Stories	1 Story
Building Area	2,674 sqft Living Area
1st Floor Area	1,607 sqft
Basement Area	1,607 sqft
Finished Basement	1,607 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Hip
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	139 ft deep x 108 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	51 sqft
Deck Area	600 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2908 CHIPPEWA CT
City	TROY
State	MI
Zip	48085-1119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1D
Legal Description	T2N, R11E, SEC 1 WARWICK WOODS SUB LOT 43 1-8-93 FR 476-047
Legal Range	11E
Legal Township	2N
Legal Section	1
Legal Subdivision	WARWICK WOODS SUB
Legal Lot Number	1,43
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	5
Census Block	5019
Census Tract	196000

Owner

2908 Chippewa Ct is owned and occupied by an individual who bought it in August 2019.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2908 CHIPPEWA CT, TROY, MI 48085-1119
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 22, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 5, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2019 · Amount on File
Deed Sale	Aug 5, 2019 · Amount on File
Deed Document Number	2019125204
Deed Book / Page	53103 / 528
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2908 CHIPPEWA CT, TROY, MI 48085-1119
Transaction Type	Mortgage
Record Updated	Mar 21, 2022
Title Company	EVONS TITLE, DEVON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2908 CHIPPEWA CT, TROY, MI 48085-1119

Mortgage

Document Number	0000297033
Date	Jan 18, 2022
Book Page	57309/268
Instrument	297033

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2908 CHIPPEWA CT, TROY, MI 48085-1119
Document Number	0000094008
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2908 CHIPPEWA CT TROY MI 480851119, TROY, MI 48085-1119

Mortgage

Document Number	0000094008
Date	May 13, 2020
Book Page	054209/000480
Instrument	94008

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 12, 2050

Interest

Rate Type	Adjustable Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Aug 5, 2019
Property Address	2908 CHIPPEWA CT, TROY, MI 48085-1119
Document Number	0000125204
Book / Page	053103 / 000528
Instrument Date	Jul 30, 2019
Instrument	125204
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,620.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 E HURST DR TROY MI 480851557, TROY, MI 48085-1557

Mortgage

Document Number	125205
Date	Aug 5, 2019
Book Page	053103/000530
Instrument	125205

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2908 Chippewa Ct was $6,739 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,739.00
2023			$443,180
2022	$7,009.00	$221,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2908 Chippewa Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2908 Chippewa Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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