2896 Chippewa Ct, Troy, MI 48085 Property Records

Oakland County property record for 2896 Chippewa Ct, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,577 sqft · built 1994
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$550,000 (Jul 2025)
Tax Bill$4,917 (2025)
Deeds & MortgagesApr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-01-479-008

Property Details

APN / Parcel Number

Primary APN88-20-01-479-008

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,577 sqft Living Area
1st Floor Area1,589 sqft
Basement Area1,589 sqft
Finished Basement1,589 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions128 ft deep x 90 ft wide
Garage Area505 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area45 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2896 CHIPPEWA CT
CityTROY
StateMI
Zip48085-1104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1D
Legal DescriptionT2N, R11E, SEC 1 WARWICK WOODS SUB LOT 41 1-8-93 FR 476-013 & 047
Legal Range11E
Legal Township2N
Legal Section1
Legal SubdivisionWARWICK WOODS
Legal Lot Number1,41
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group5
Census Block5019
Census Tract196000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2322 GOLFVIEW DR, 103, TROY, MI 48084-3854
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2025 · Amount on Record
Deed SaleJul 31, 2025 · Amount on Record
Prior SaleNov 2, 1994 · Amount on Record
Deed Document Number202594206
Deed Book / Page60408 / 568
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateApr 13, 2026
Property Address2896 CHIPPEWA CT, TROY, MI 48085-1104
Document Number0000049098
Book / Page61102 / 1
Instrument DateFeb 27, 2026
Instrument202649098
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2896 CHIPPEWA CT, TROY, MI 48085-1104

Mortgage

Document Number0000049098,
DateApr 13, 2026
Book Page61102/1
Instrument202649098
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 1, 2046
Interest
Rate TypeFixed Rate
Rate6.1%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,917.00 (+2.39%)
2024$4,802.00 (-6.1%)
2023$424,920
2022$5,114.00$212,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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