Harford County property record for 2907 Trout Ter, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,323 sqft · built 1967 |
| Lot Size | 0.535 acres (23,304 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $302,500 (Jul 2018) |
| Tax Bill | $3,698 (2025) |
| Deeds & Mortgages | Jul 2018 Sale & Mortgage Dec 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-053108 |
| Primary APN | 01-053108 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,323 sqft Total Area |
| Basement Area | 440 sqft |
| Finished Basement | 440 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 23,304 sqft (0.535 acres) |
| Garage Type | Attached |
| Garage Area | 351 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 204 sqft |
| Patio Area | 184 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 053108 |
|---|---|
| Street Address | 2907 TROUT TER |
| City | JOPPA |
| State | MD |
| Zip | 21085-1822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LT 16 23304 SF 2907 TROUT TERRACE LAKESIDE VISTA P 14/75 |
| Legal Subdivision | LAKESIDE VISTA |
| Legal Lot Number | 16 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 301201 |
Source: Harford County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2907 TROUT TER, JOPPA, MD 21085-1822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2018 | Deed, Transfer · ARM STATE EMPLOYEES CU |
| Dec 27, 2017 | Grant Deed, Transfer SAGE TITLE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2018 · Amount on Record |
| Deed Sale | Jul 31, 2018 · Amount on Record |
| Prior Sale | Dec 27, 2017 · Amount on Record |
| Deed Book / Page | 12921 / 68 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 31, 2018 |
| Property Address | 2907 TROUT TER, JOPPA, MD 21085-1822 |
| Document Number | 0129210068 |
| Book / Page | 12921 / 0068 |
| Map Reference | MB GRG14 FO75 |
| Instrument Date | Jul 23, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | SECU TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,237.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2907 TROUT TER, JOPPA, MD 21085-1822 |
| Document Number | 0001292173 |
|---|---|
| Date | Jul 31, 2018 |
| Instrument | 12921/73 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Aug 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 5.37% |
| Index | 1-Year CMT |
| Max Rate | 9.37% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 27, 2017 |
| Property Address | 2907 TROUT TER, JOPPA, MD 21085-1822 |
| Document Number | 0126520264 |
| Book / Page | 012652 / 000264 |
| Instrument Date | Dec 21, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2018 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $200.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3547 EDWARDS LN MIDDLE RIVER MD 212202914, MIDDLE RIVER, MD 21220-2914 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $388,900 (+26.97%) Land $91,300 Building $297,600 | $388,900 (+26.97%) Land $91,300 Building $297,600 | |
| 2025 | $3,698.00 (+16.99%) | ||
| 2023 | $306,300 Land $91,300 Building $215,000 | $306,300 Land $91,300 Building $215,000 | |
| 2022 | $3,161.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MD AMERICAN WATER LAKESIDE VISTA private · serves 226 people · EPA ID MD0120014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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