Harford County property record for 2904 Trout Ter, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,580 sqft · built 1977 |
| Lot Size | 0.576 acres (25,110 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $136,000 (Aug 1988) |
| Tax Bill | $4,046 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-033239 |
| Primary APN | 01-033239 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,580 sqft Total Area |
| Basement Area | 470 sqft |
| Finished Basement | 470 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 25,110 sqft (0.576 acres) |
| Lot Dimensions | 180 ft deep x 191 ft wide |
| Porch | Porch |
| Porch Area | 192 sqft |
| Deck Area | 624 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 033239 |
|---|---|
| Street Address | 2904 TROUT TER |
| City | JOPPA |
| State | MD |
| Zip | 21085-1822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 18 88/191X180 2904 TROUT TERRACE LAKESIDE VISTA PT 14/75 |
| Legal Subdivision | LAKESIDE VISTA |
| Legal Lot Number | 18,2904 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 301201 |
2904 Trout Ter is owned and occupied by two individuals who acquired it in November 2024.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2904 TROUT TER, JOPPA, MD 21085-1822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 1988 · Amount on File |
| Deed Sale | Aug 11, 1988 · Amount on File |
| Deed Book / Page | 1490 / 815 |
| Last Transfer Date | Nov 5, 2024 |
| Transfer Doc | 0164850486 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 2904 Trout Ter was $4,046 with a homeowner's exemption, up 43.4% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,046.00 (+43.37%) Homeowner's exemption | $365,800 (+7.11%) Land $91,500 Building $274,300 | $365,800 (-) Land $91,500 Building $274,300 |
| 2025 | $2,822.00 Homeowner's exemption | $341,533 | $365,800 Land $91,500 Building $274,300 |
| 2023 | $293,000 Land $91,500 Building $201,500 | $293,000 Land $91,500 Building $201,500 | |
| 2022 | $3,150.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2904 Trout Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2904 Trout Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MD AMERICAN WATER LAKESIDE VISTA private · serves 226 people · EPA ID MD0120014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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