2907 Stephens St, Vernon, TX 76384 Property Records

Wilbarger County property record for 2907 Stephens St, Vernon, TX 76384

Property Summary

Property TypeSingle Family Home
Details1 ba · 3,568 sqft · built 1978
Lot Size0.199 acres (8,660 sqft)
OwnerIndividual Name on Record
Last Sale$123,800 (Jul 2017)
Tax Bill$4,692 (2026)
Deeds & MortgagesJul 2017 Mortgage
APN5295-004-0000-110-3

Property Details

APN / Parcel Number

Primary APN5295-004-0000-110-3
Alternative APN
  • 9531001

Interior

Full Baths1 Bath
Building Area3,568 sqft Total Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Lot Area8,660 sqft (0.199 acres)
Lot Dimensions111 ft deep x 78 ft wide
Garage TypeAttached
Garage Area586 sqft

Exterior Amenities

Pool TypePool Type
Pool Area448 sqft
PorchPorch
Porch Area236 sqft

Location & Zoning

Account Number5295-004-0000-110-3
Street Address2907 STEPHENS ST
CityVERNON
StateTX
Zip76384-6743
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 11 & S13 OF LOT 12 BLK 4 HIGHLAND PARK SUBD
Legal SubdivisionHIGHLAND PARK ADDITION
Legal Block4
Legal Lot Number11,12
JurisdictionWILBARGER TX
Township / Civil DivisionVERNON
Census Block Group2
Census Block2006
Census Tract950600

Owner

Source: Wilbarger County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2907 STEPHENS ST, VERNON, TX 76384-6743
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2017 · Amount on Record
Deed SaleJul 27, 2017 · Amount on Record
Prior SaleOct 20, 2008 · Amount on Record
Deed Document Number2017128958
Deed Book / Page709 / 693
Prior Transfer DateJul 26, 2017
Prior Transfer Doc709/693
Record UpdatedOct 29, 2026

July 2017: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWILBARGER TX
Recording DateJul 27, 2017
Property Address2907 STEPHENS ST, VERNON, TX 76384-6743
Document Number709/693
Book / Page709 / 693
Map ReferencePL 78B
Instrument DateJul 26, 2017
Instrument00128958
Transaction TypeTransfer
Record UpdatedNov 26, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2907 STEPHENS ST, 2907, VERNON, TX 76384-6743

Transferred To (Grantee/Buyer)

NameVerified Name
Address2804 ANTELOPE ST, VERNON, TX 76384-7234

Mortgage

Document Number00128959
DateJul 27, 2017
Instrument00128959
Lender
NameFIRST BANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Wilbarger County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateTexas
CountyWilbarger County
MunicipalityVernon City
Unified School DistrictVernon Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,692.00 (+52.68%)$186,020 (+7.73%) Land $18,270 Building $167,750$186,020 (+7.73%) Land $18,270 Building $167,750
2025$3,073.00 (-9.48%) Homeowner's exemption$172,670 (+2.92%) Land $4,920 Building $167,750$172,670 (+2.92%) Land $4,920 Building $167,750
2023$167,770 Land $4,920 Building $162,850$167,770 Land $4,920 Building $162,850
2022$3,395.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1995–2001)
Most Recent ClaimDec 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRRA LOCKETT WATER SYSTEM
serves 705 people · EPA ID TX2440008
Water SourcePurchased groundwater from CITY OF VERNON
Last State InspectionOct 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Syntrio
Fiber · Fixed Wireless
1,000 / 1,000
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Nextlink.

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