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2904 Stephens St, Vernon, TX 76384 Property Records

Wilbarger County property record for 2904 Stephens St, Vernon, TX 76384

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,848 sqft · built 1980
Lot Size0.322 acres (14,013 sqft)
OwnerCompany Name on Record
Tax Bill$3,293 (2026)
Deeds & MortgagesAug 2026 Sale
Nov 2017 Mortgage
APN5530-001-0000-0

Property Details

APN / Parcel Number

Primary APN5530-001-0000-0
Alternative APNs
  • 5530-001-0000-050-3
  • 4143

Interior

Full Baths1 Bath
Building Area2,848 sqft Living Area

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Lot Area14,013 sqft (0.322 acres)
Lot Dimensions173 ft deep x 82 ft wide
Pool Area512 sqft
PorchSlab
Porch Area154 sqft

Location & Zoning

Account Number5530-001-0000-0
Street Address2904 STEPHENS ST
CityVERNON
StateTX
Zip76384-6744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 5 BLK 1 MCNAMARA
Legal SubdivisionMCNAMARA
Legal Block1
Legal Lot Number5
JurisdictionWILBARGER TX
Township / Civil DivisionVERNON
Census Block Group2
Census Block2004
Census Tract950600

Owner

Source: Wilbarger County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2904 STEPHENS ST, VERNON, TX 76384-6744
OccupancyOwner Occupied
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2026Warranty Deed, Transfer
GUARANTEE TITLE
Nov 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
HERRING BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 6, 2026
Deed SaleAug 6, 2026
Prior SaleMay 24, 2016 · Amount on Record
Deed Document Number2026147279
Deed Book / Page807 / 354
Prior Transfer DateMay 23, 2016
Prior Transfer Doc698/121
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWILBARGER TX
Recording DateAug 6, 2026
Property Address2904 STEPHENS ST, VERNON, TX 76384-6744
Document Number0000147279
Book / Page807 / 354
Instrument DateJul 31, 2026
Instrument2026147279
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyGUARANTEE TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILBARGER TX
Property Address2904 STEPHENS ST, VERNON, TX 76384-6744
Transaction TypeMortgage
Record UpdatedFeb 3, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 00129567
DateNov 22, 2017
Book Page712/762
Instrument00129567
Lender
NameHERRING BANK
TypeBank
AddressAMARILLO, TX 79109
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Wilbarger County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateTexas
CountyWilbarger County
MunicipalityVernon City
Unified School DistrictVernon Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,293.00 (+72.77%)$130,560 (+1%)$144,650 (+15.68%) Land $28,030 Building $116,620
2025$1,906.00 (-1.95%) Homeowner's exemption$118,690 (-3.28%) Land $6,110 Building $118,930$125,040 (+1.9%) Land $6,110 Building $118,930
2023$122,710 Land $6,110 Building $116,600$122,710 Land $6,110 Building $116,600
2022$1,944.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1995–2001)
Most Recent ClaimDec 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRRA LOCKETT WATER SYSTEM
serves 705 people · EPA ID TX2440008
Water SourcePurchased groundwater from CITY OF VERNON
Last State InspectionOct 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Syntrio
Fiber · Fixed Wireless		1,000 / 1,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Nextlink.

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