2907 Ross Rd, Ames, IA 50014 Property Records

Story County property record for 2907 Ross Rd, Ames, IA 50014

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,519 sqft · built 1946
Lot Size0.55 acres (23,959 sqft)
Owner2 Individual Names on File
Tax Bill$7,290 (2025)
Deeds & MortgagesSep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN09-04-100-150

Property Details

APN / Parcel Number

Primary APN09-04-100-150

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths3 Half Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,519 sqft Living Area
1st Floor Area1,036 sqft
Basement Area1,036 sqft
Finished Basement830 sqft
Unfinished Basement206 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area23,959 sqft (0.55 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Deck Area408 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2907 ROSS RD
CityAMES
StateIA
Zip50014-4031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionHYLAND HEIGHTS ADD BLOCK:1 LOT:9 AMES
Legal Range24W
Legal Township83N
Legal Section04
Legal SubdivisionHYLAND HEIGHTS ADD
Legal Block1
Legal Lot Number9
JurisdictionSTORY IA
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2000
Census Tract600

Owner

2907 Ross Rd is owned and occupied by two individuals.

Source: Story County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address2907 ROSS RD, AMES, IA 50014-4031
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address2907 ROSS RD, AMES, IA 50014-4031
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700009394
DateSep 13, 2017
Instrument2017-00009394
Lender
NameVERIDIAN CU
TypeCredit Union
AddressWATERLOO, IA 50701
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2907 Ross Rd was $7,290, up 13% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityAmes City
CountyStory County
Unified School DistrictAmes Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,290.00 (+13.02%)$530,100 Land $89,800 Building $440,300$530,100 Land $89,800 Building $440,300
2024$6,450.00
2023$444,700 Land $78,400 Building $366,300$444,700 Land $78,400 Building $366,300
2022$5,274.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2907 Ross Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2907 Ross Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMES WATER TREATMENT PLANT
serves 55,177 people · EPA ID IA8503039
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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