2824 Ross Rd, Ames, IA 50014 Property Records

Story County property record for 2824 Ross Rd, Ames, IA 50014

Property Summary

Property Type	Single Family Home
Details	3 bd · 5.5 ba · 3,174 sqft · built 1946
Lot Size	0.414 acres (18,031 sqft)
Owner	2 Individual Names on File
Last Sale	$266,000 (Dec 2020)
Tax Bill	$6,886 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-04-101-070`

Property Details

APN / Parcel Number

Primary APN	`09-04-101-070`

Interior

Bedrooms	3 Beds
Full Baths	5.5 Baths
Half Baths	5 Half Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,174 sqft Living Area
1st Floor Area	926 sqft
Basement Area	1,598 sqft
Finished Basement	152 sqft
Unfinished Basement	1,446 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,031 sqft (0.414 acres)
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Deck Area	70 sqft
Patio Area	442 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2824 ROSS RD
City	AMES
State	IA
Zip	50014-4030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	HYLAND HEIGHTS ADD BLOCK:2 LOT:2 AMES
Legal Range	24W
Legal Township	83N
Legal Section	04
Legal Subdivision	HYLAND HEIGHTS ADD
Legal Block	2
Legal Lot Number	2
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3000
Census Tract	600

Owner

2824 Ross Rd is owned and occupied by two individuals who bought it in December 2020.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2824 ROSS RD, AMES, IA 50014-4030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2020 · Amount on File
Deed Sale	Dec 23, 2020 · Amount on File
Prior Sale	May 11, 2015 · Amount on File
Deed Document Number	202015424
Prior Transfer Date	Mar 17, 2015
Prior Transfer Doc	0000002776
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Dec 23, 2020
Property Address	2824 ROSS RD, AMES, IA 50014-4030
Document Number	0202015424
Instrument Date	Dec 7, 2020
Instrument	2020-15424
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$424.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2824 ROSS RD, AMES, IA 50014-4030

Mortgage

Document Number	0202015425
Date	Dec 23, 2020
Instrument	2020-15425

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2824 Ross Rd was $6,886, up 10.2% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,886.00 (+10.18%)	$511,600 Land $76,600 Building $435,000	$511,600 Land $76,600 Building $435,000
2024	$6,250.00
2023		$430,900 Land $62,500 Building $368,400	$430,900 Land $62,500 Building $368,400
2022	$4,208.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2824 Ross Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2824 Ross Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20