2907 Mossy Timber Trl, Valrico, FL 33596 Property Records

Hillsborough County property record for 2907 Mossy Timber Trl, Valrico, FL 33596

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,982 sqft · built 2000
Lot Size	0.352 acres (15,349 sqft)
Owner	2 Individual Names on File
Last Sale	$580,000 (Jul 2021)
Tax Bill	$10,158 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`087182-6004`

Property Details

APN / Parcel Number

Primary APN	`087182-6004`
Alternative APN	`U0430215LTE00000000050`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,982 sqft Living Area
Gross Area	4,023 sqft
1st Floor Area	2,982 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2018
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,349 sqft (0.352 acres)
Lot Dimensions	178 ft deep x 82.6 ft wide
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	390 sqft
Porch	Open Porch
Porch Area	401 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0871826004
Street Address	2907 MOSSY TIMBER TRL
City	VALRICO
State	FL
Zip	33596-7949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	TWIN LAKES PARCELS D1 D3 AND E1 LOT 5 BLOCK E
Legal Range	21E
Legal Township	30S
Legal Section	04
Legal Subdivision	TWIN LAKES PARCELS D1 D3 AND E1
Legal Tract	5LT
Legal Block	E
Legal Lot Number	5
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	2
Census Block	2015
Census Tract	13207

Owner

2907 Mossy Timber Trl is owned and occupied by two individuals who bought it in July 2021.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2907 MOSSY TIMBER TRL, VALRICO, FL 33596-7949
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARDIAN MORTGAGE CO INC
Aug 22, 2019	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2021 · Amount on File
Deed Sale	Jul 14, 2021 · Amount on File
Prior Sale	Aug 22, 2019 · Amount on File
Deed Document Number	2021352596
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jul 14, 2021
Property Address	2907 MOSSY TIMBER TRL, VALRICO, FL 33596-7949
Document Number	2021352596
Map Reference	MB 88 PG 1
Instrument Date	Jul 12, 2021
Instrument	2021352596
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,060.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16871 MOSS TREE LOOP APT 201, 16871, LAND O LAKES, FL 34638-0073

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 MOSSY TIMBER TRL, VALRICO, FL 33596-7949

Mortgage

Document Number	2021352597
Date	Jul 14, 2021
Instrument	2021352597

Lender

Name	GUARDIAN MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2041

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Aug 22, 2019
Property Address	2907 MOSSY TIMBER TRL, VALRICO, FL 33596-7949
Document Number	0268901469
Book / Page	026890 / 001469
Instrument Date	Aug 7, 2019
Instrument	363005
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,709.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2907 MOSSY TIMBER TRL VALRICO FL 335967949, VALRICO, FL 33596-7949

Mortgage

Document Number	268901471
Date	Aug 22, 2019
Book Page	026890/001471
Instrument	363006

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2907 Mossy Timber Trl was $10,158 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$546,238 (-1.28%) Land $144,157 Building $402,081	$546,238 (-1.28%) Land $144,157 Building $402,081
2025	$10,158.00 Homeowner's exemption	$553,326 Land $144,157 Building $409,169	$553,326 Land $144,157 Building $409,169
2023	$9,467.00 (-3.42%) Homeowner's exemption	$535,143 (-3.61%) Land $122,534 Building $412,609	$535,143 (-3.61%) Land $122,534 Building $412,609
2022	$9,802.00 Homeowner's exemption	$555,207 Land $122,534 Building $432,673	$555,207 Land $122,534 Building $432,673

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2907 Mossy Timber Trl in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	3 (2002–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2907 Mossy Timber Trl is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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