2903 Mossy Timber Trl, Valrico, FL 33596 Property Records

Hillsborough County property record for 2903 Mossy Timber Trl, Valrico, FL 33596

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,241 sqft · built 2001
Lot Size	0.376 acres (16,360 sqft)
Owner	2 Individual Names on File
Last Sale	$686,000 (Mar 2022)
Tax Bill	$9,778 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`087182-6008`

Property Details

APN / Parcel Number

Primary APN	`087182-6008`
Alternative APN	`U0430215LTE00000000070`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,241 sqft Living Area
Gross Area	4,242 sqft
1st Floor Area	1,981 sqft
2nd Floor Area	1,260 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2013
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,360 sqft (0.376 acres)
Lot Dimensions	141 ft deep x 91.1 ft wide
Garage Type	Attached
Garage Area	722 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	420 sqft
Porch	Open Porch
Porch Area	279 sqft
Deck Area	Deck Area
Patio Area	611 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0871826008
Street Address	2903 MOSSY TIMBER TRL
City	VALRICO
State	FL
Zip	33596-7949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	TWIN LAKES PARCELS D1 D3 AND E1 LOT 7 BLOCK E
Legal Range	21E
Legal Township	30S
Legal Section	04
Legal Subdivision	TWIN LAKES PARCELS D1 D3 AND E1
Legal Tract	5LT
Legal Block	E
Legal Lot Number	7
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	2
Census Block	2015
Census Tract	13207

Owner

2903 Mossy Timber Trl is owned and occupied by two individuals who bought it in March 2022.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2903 MOSSY TIMBER TRL, VALRICO, FL 33596-7949
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2022 · Amount on File
Deed Sale	Mar 23, 2022 · Amount on File
Prior Sale	Jun 9, 2017 · Amount on File
Deed Document Number	2022150987
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Mar 23, 2022
Property Address	2903 MOSSY TIMBER TRL, VALRICO, FL 33596-7949
Document Number	0000150987
Map Reference	MB 88 PG 1
Instrument Date	Mar 15, 2022
Instrument	2022150987
Transaction Type	Transfer
Record Updated	Apr 8, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,802.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16133 CHURVIEW DRIVE, 16133, LITHIA, FL 33547

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	60 LAUREL RIDGE RD, HERSHEY, PA 17033-2513

Mortgage

Document Number	0000150988
Date	Mar 23, 2022
Instrument	2022150988

Lender

Name	UNITED MUTUAL FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2903 Mossy Timber Trl was $9,778 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$521,944 (-1.89%) Land $127,180 Building $394,764	$521,944 (-1.89%) Land $127,180 Building $394,764
2025	$9,778.00 Homeowner's exemption	$531,984 Land $127,180 Building $404,804	$531,984 Land $127,180 Building $404,804
2023	$9,194.00 (+39.79%) Homeowner's exemption	$516,336 (+40.23%) Land $108,103 Building $408,233	$516,336 (+3.63%) Land $108,103 Building $408,233
2022	$6,577.00 Homeowner's exemption	$368,205	$498,228 Land $108,103 Building $390,125

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2903 Mossy Timber Trl in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	3 (2002–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2903 Mossy Timber Trl is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20