2907 Lucena Ln, Jacksonville, FL 32246 Property Records

Duval County property record for 2907 Lucena Ln, Jacksonville, FL 32246

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,886 sqft · built 2019
Lot Size	0.152 acres (6,611 sqft)
Owner	Individual Name on File
Last Sale	$351,500 (Jul 2019)
Tax Bill	$5,404 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`166903-2605`

Property Details

APN / Parcel Number

Primary APN	`166903-2605`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,886 sqft Living Area
Gross Area	2,516 sqft
1st Floor Area	1,886 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,611 sqft (0.152 acres)
Garage Type	Attached
Garage Area	438 sqft
Porch	Finished Screened Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2907 LUCENA LN
City	JACKSONVILLE
State	FL
Zip	32246-5522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	72-126 35-2S-28E TERRA COSTA PHASE 2B AND 2C LOT 118
Legal Range	28E
Legal Township	02S
Legal Section	35
Legal Subdivision	TERRA COSTA PHASE 2B AND 2C
Legal Lot Number	118
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1018
Census Tract	14339

Owner

2907 Lucena Ln is owned and occupied by an individual who bought it in July 2019.

Source: Duval County records, as of September 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2907 LUCENA LN, JACKSONVILLE, FL 32246-5522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 25, 2019	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2019 · Amount on File
Deed Sale	Jul 25, 2019 · Amount on File
Deed Document Number	2019173334
Deed Book / Page	18876 / 1698
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	2907 LUCENA LN, JACKSONVILLE, FL 32246-5522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 LUCENA LN, JACKSONVILLE, FL 32246-5522

Mortgage

Document Number	0193671580
Date	Sep 14, 2020
Book Page	19367/1580
Instrument	2020201188

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

July 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jul 25, 2019
Property Address	2907 LUCENA LN, JACKSONVILLE, FL 32246-5522
Document Number	0188761698
Book / Page	18876 / 1698
Map Reference	MB 72 PG 126
Instrument Date	Jul 3, 2019
Instrument	2019173334
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 22, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,460.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 LUCENA LN, JACKSONVILLE, FL 32246-5522

Mortgage

Document Number	0188761702
Date	Jul 25, 2019
Instrument	18876/1702

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2907 Lucena Ln was $5,404 with exemptions applied, up 5.8% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,179 (+2.7%)	$425,379 (-3.34%) Land $115,000 Building $310,379
2025	$5,404.00 (+5.82%) Homeowner's exemption Veteran's exemption	$331,236	$440,091 Land $125,000 Building $315,091
2024	$5,107.00 (+2.84%)
2023	$4,966.00 (+9.17%) Homeowner's exemption Veteran's exemption	$312,526 (+3%)	$442,007 (+22.23%) Land $95,000 Building $347,007
2022	$4,549.00 Homeowner's exemption Veteran's exemption	$303,424	$361,628 Land $75,000 Building $286,628

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2907 Lucena Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 194 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	194 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2907 Lucena Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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