2895 Lucena Ln, Jacksonville, FL 32246 Property Records

Duval County property record for 2895 Lucena Ln, Jacksonville, FL 32246

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,623 sqft · built 2020
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Company Names on File
Last Sale	$537,000 (Sep 2022)
Tax Bill	$7,656 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`166903-2595`

Property Details

APN / Parcel Number

Primary APN	`166903-2595`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,623 sqft Living Area
Gross Area	2,290 sqft
1st Floor Area	1,623 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	453 sqft
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2895 LUCENA LN
City	JACKSONVILLE
State	FL
Zip	32246-5567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	72-126 35-2S-28E TERRA COSTA PHASE 2B AND 2C LOT 116
Legal Range	28E
Legal Township	02S
Legal Section	35
Legal Subdivision	TERRA COSTA PHASE 2B AND 2C
Legal Lot Number	116
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1018
Census Tract	14339

Owner

2895 Lucena Ln is owned by a company that bought it in September 2022.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Company Names on File
Mailing Address	2895 LUCENA LN, JACKSONVILLE, FL 32246-5567
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 8, 2020	Warranty Deed, Subdivision Related Transfer CALATLANTIC TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2022 · Amount on File
Deed Sale	Sep 19, 2022 · Amount on File
Prior Sale	May 8, 2020 · Amount on File
Deed Document Number	2022239871
Deed Book / Page	20437 / 2230
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Sep 19, 2022
Property Address	2895 LUCENA LN, JACKSONVILLE, FL 32246-5567
Document Number	0204372230
Book / Page	20437 / 2230
Map Reference	MB 72 PG 126
Instrument Date	Sep 9, 2022
Instrument	2022239871
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	BLUE OCEAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,759.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17071 WINDWARD BLVD # 101101, 17071, MILFORD, DE 19963-5016

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2895 LUCENA LN, JACKSONVILLE, FL 32246-5567

Mortgage

Document Number	0204372232
Date	Sep 19, 2022
Instrument	20437/2232

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

May 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	May 8, 2020
Property Address	2895 LUCENA LN, JACKSONVILLE, FL 32246-5567
Document Number	0192000082
Book / Page	019200 / 000082
Instrument Date	Apr 24, 2020
Instrument	96189
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 8, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Tax	$2,384.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2895 LUCENA LN JACKSONVILLE FL 322465567, JACKSONVILLE, FL 32246-5567

Tax Assessment & Valuation

The 2025 property tax bill for 2895 Lucena Ln was $7,656, up 5.2% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$397,353 (-3.47%) Land $115,000 Building $282,353	$397,353 (-3.47%) Land $115,000 Building $282,353
2025	$7,656.00 (+5.19%)	$411,640 Land $125,000 Building $286,640	$411,640 Land $125,000 Building $286,640
2024	$7,278.00 (-3.47%)
2023	$7,540.00 (+69.4%)	$409,840 (+40.03%) Land $95,000 Building $314,840	$409,840 (+23.32%) Land $95,000 Building $314,840
2022	$4,451.00 Homeowner's exemption	$292,686	$332,339 Land $75,000 Building $257,339

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2895 Lucena Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 194 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	194 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2895 Lucena Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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