Lee County property record for 2907 38th St SW, Lehigh Acres, FL 33976
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,152 sqft · built 1980 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $112,000 (Apr 2019) |
| Tax Bill | $1,273 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-45-26-06-00059.0040 |
| Primary APN | 12-45-26-06-00059.0040 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 1,524 sqft |
| 1st Floor Area | 1,152 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Carport |
| Garage Area | 180 sqft |
| Carport | Carport |
| Carport Area | 180 sqft |
| Porch | Slab |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10348979 |
|---|---|
| Street Address | 2907 38TH ST SW |
| City | LEHIGH ACRES |
| State | FL |
| Zip | 33976-4510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | LEHIGH ACRES UNIT 6 BLK 59 PB 15 PG 98 LOTS 4 + 11 |
| Legal Range | 26E |
| Legal Township | 45S |
| Legal Section | 12 |
| Legal Subdivision | LEHIGH ACRES |
| Legal Tract | 06 |
| Legal Block | 59 |
| Legal Lot Number | 4,11 |
| Legal Unit | 6 |
| Jurisdiction | LEE FL |
| Township / Civil Division | LEHIGH ACRES |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 40303 |
2907 38th St SW is owned and occupied by two individuals who bought it in April 2019.
Source: Lee County records, as of October 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2907 38TH ST SW, LEHIGH ACRES, FL 33976-4510 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Apr 1, 2019 | Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2019 · Amount on File |
| Deed Sale | Apr 1, 2019 · Amount on File |
| Deed Document Number | 201971644 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 2907 38TH ST SW, LEHIGH ACRES, FL 33976-4510 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2907 38TH ST SW, LEHIGH ACRES, FL 33976-4510 |
| Document Number | 0000349947 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 2021000349947 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Apr 1, 2019 |
| Property Address | 2907 38TH ST SW, LEHIGH ACRES, FL 33976-4510 |
| Document Number | 0000071644 |
| Map Reference | MB 15 PG 98 |
| Instrument Date | Mar 29, 2019 |
| Instrument | 2019000071644 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | HOMESTEAD LAND & TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $784.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2907 38TH ST SW, 2907, LEHIGH ACRES, FL 33976-4510 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2907 38TH ST SW, LEHIGH ACRES, FL 33976-4510 |
| Document Number | 0000071645 |
|---|---|
| Date | Apr 1, 2019 |
| Instrument | 2019000071645 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 2907 38th St SW was $1,273 with exemptions applied.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $81,320 (+2.7%) | $145,087 (+0.11%) Land $34,183 Building $110,904 | |
| 2025 | $1,273.00 Homeowner's exemption | $79,182 | $144,921 Land $43,605 Building $101,316 |
| 2023 | $1,030.00 (-1.06%) Homeowner's exemption | $74,709 (+3%) | $163,300 (+69.54%) Land $30,383 Building $132,917 |
| 2022 | $1,041.00 Homeowner's exemption | $72,533 | $96,322 Land $20,256 Building $76,066 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2907 38th St SW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2907 38th St SW is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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