Lee County property record for 2820 38th St SW, Lehigh Acres, FL 33976
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,728 sqft · built 1983 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $324,900 (Mar 2023) |
| Tax Bill | $4,293 (2025) |
| Deeds & Mortgages | Jul 2024 Mortgage May 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-45-26-06-00062.0200 |
| Primary APN | 12-45-26-06-00062.0200 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,728 sqft Living Area |
| Gross Area | 2,616 sqft |
| 1st Floor Area | 1,728 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 10,890 sqft (0.25 acres) |
| Pool Area | 392 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 128 sqft |
| Patio Area | 320 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10349042 |
|---|---|
| Street Address | 2820 38TH ST SW |
| City | LEHIGH ACRES |
| State | FL |
| Zip | 33976-4522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | LEHIGH ACRES UNIT 6 BLK 62 PB 15 PG 98 LOT 20 |
| Legal Range | 26E |
| Legal Township | 45S |
| Legal Section | 12 |
| Legal Subdivision | LEHIGH ACRES |
| Legal Tract | 06 |
| Legal Block | 62 |
| Legal Lot Number | 20 |
| Legal Unit | 6 |
| Jurisdiction | LEE FL |
| Township / Civil Division | LEHIGH ACRES |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 40303 |
2820 38th St SW is owned and occupied by an individual who bought it in March 2023.
Source: Lee County records, as of October 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2820 38TH ST SW, LEHIGH ACRES, FL 33976-4522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2024 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| May 19, 2025 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Mar 2, 2023 | Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Oct 6, 2017 | Warranty Deed, Transfer · Conventional Mortgage DUNIGAN FAMILY TRUST (PT) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 2, 2023 · Amount on File |
| Deed Sale | Mar 2, 2023 · Amount on File |
| Prior Sale | Oct 6, 2017 · Amount on File |
| Deed Document Number | 202378105 |
| Prior Transfer Date | Oct 15, 2010 |
| Prior Transfer Doc | 0000260588 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 2820 38TH ST SW, LEHIGH ACRES, FL 33976-4522 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2820 38TH ST SW, LEHIGH ACRES, FL 33976-4522 |
| Document Number | 0000191874 |
|---|---|
| Date | Jul 8, 2024 |
| Instrument | 2024000191874 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 344 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 2820 38TH ST SW, LEHIGH ACRES, FL 33976-4522 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2820 38TH ST SW, LEHIGH ACRES, FL 33976-4522 |
| Document Number | 0000134231 |
|---|---|
| Date | May 19, 2025 |
| Instrument | 2025000134231 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 334 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Mar 2, 2023 |
| Property Address | 2820 38TH ST SW, LEHIGH ACRES, FL 33976-4522 |
| Document Number | 0000078105 |
| Map Reference | MB 15 PG 98 |
| Instrument Date | Feb 27, 2023 |
| Instrument | 2023000078105 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | FLORIDA TITLE ONE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,274.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 982, LEHIGH ACRES, FL 33970-0982 |
| Name | Verified Name |
|---|---|
| Address | 2820 38TH ST SW, LEHIGH ACRES, FL 33976-4522 |
| Document Number | 0000078106 |
|---|---|
| Date | Mar 2, 2023 |
| Instrument | 2023000078106 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Oct 6, 2017 |
| Property Address | 2820 38TH ST SW, LEHIGH ACRES, FL 33976-4522 |
| Document Number | 0000209359 |
| Instrument Date | Oct 5, 2017 |
| Instrument | 209359 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2017 |
| Title Company | FLORIDA TITLE ONE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,088.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4016 15TH ST SW LEHIGH ACRES FL 339763201, LEHIGH ACRES, FL 33976-3201 |
| Document Number | 209360 |
|---|---|
| Date | Oct 6, 2017 |
| Instrument | 209360 |
| Name | DUNIGAN FAMILY TRUST (PT) |
|---|---|
| Address | 18301 PLUMBAGO CT, LEHIGH ACRES, FL 33972-7531 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 5, 2047 |
| Rate | 12% |
|---|
The 2025 property tax bill for 2820 38th St SW was $4,293.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $241,952 (-16.67%) Land $28,213 Building $213,739 | $241,952 (-16.67%) Land $28,213 Building $213,739 | |
| 2025 | $4,293.00 | $290,345 Land $28,774 Building $261,571 | $290,345 Land $28,774 Building $261,571 |
| 2023 | $2,007.00 (+5.35%) Homeowner's exemption | $145,936 (+3%) | $238,335 (+26.11%) Land $15,191 Building $223,144 |
| 2022 | $1,905.00 Homeowner's exemption | $141,685 | $188,983 Land $10,128 Building $178,855 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2820 38th St SW in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2820 38th St SW is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
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