29063 Palmetto Dr, Big Pine Key, FL 33043 Property Records

Monroe County property record for 29063 Palmetto Dr, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 1988
Lot Size	0.197 acres (8,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$759,000 (Apr 2022)
Tax Bill	$6,045 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Sep 2021 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`00266720-000000`

Property Details

APN / Parcel Number

Primary APN	`00266720-000000`
Alternative APNs	`15662900266720000000` `1338362`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2010
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	8,600 sqft (0.197 acres)
View / Lot	Canal
Garage Type	Covered
Garage Area	280 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	378 sqft
Deck Area	140 sqft
Patio Area	140 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1338362
Street Address	29063 PALMETTO DR
City	BIG PINE KEY
State	FL
Zip	33043-6021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ACCC
Legal Description	BK 8 LT 16 EDEN PINES COLONY PB4-158 BIG PINE KEY OR435-495 OR400-254 OR835-1054 OR984-825 OR1237-1972AFF OR1237-1973/74D/C-AFF OR1237-1975 OR1248-371/72 OR1495-2074 OR1563-840 OR2478-1775/76 OR2804-1973 OR3128-0364 OR3170-1733
Legal Range	29E
Legal Township	66S
Legal Section	15
Legal Subdivision	EDEN PINES COLONY
Legal Block	8
Legal Lot Number	16
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1097
Census Tract	971402

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	29063 PALMETTO DR, BIG PINE KEY, FL 33043-6021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRSTRUST BANK
Sep 27, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
May 11, 2017	Deed of Trust, Mortgage · FHA Mortgage THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2022 · Amount on Record
Deed Sale	Apr 29, 2022 · Amount on Record
Prior Sale	Jul 6, 2016 · Amount on Record
Deed Document Number	20222373233
Deed Book / Page	3170 / 1733
Prior Transfer Date	Sep 23, 2021
Prior Transfer Doc	0031280364
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 29, 2022
Property Address	29063 PALMETTO DR, BIG PINE KEY, FL 33043-6021
Document Number	0031701733
Book / Page	3170 / 1733
Map Reference	MB 4 PG 158
Instrument Date	Apr 21, 2022
Instrument	2373233
Transaction Type	Transfer
Record Updated	May 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,313.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14176 WILMA DR, 14176, STRONGSVILLE, OH 44136-1849

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29063 PALMETTO DR, BIG PINE KEY, FL 33043-6021

Mortgage

Document Number	0031701736
Date	Apr 29, 2022
Instrument	3170/1736

Lender

Name	FIRSTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	8.25%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Sep 27, 2021
Property Address	29063 PALMETTO DR, BIG PINE KEY, FL 33043-6021
Document Number	0031280364
Book / Page	3128 / 364
Map Reference	MB 4 PG 158
Instrument Date	Sep 23, 2021
Instrument	2341532
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	29063 PALMETTO DR, BIG PINE KEY, FL 33043-6021

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	29063 PALMETTO DR, BIG PINE KEY, FL 33043-6021
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028540040
Date	May 11, 2017
Book Page	2854/0040
Instrument	2122721

Lender

Name	THE MORTGAGE FIRM INC
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jun 1, 2046

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$647,337 (+1.74%) Land $428,280 Building $219,057	$647,337 (+1.74%) Land $428,280 Building $219,057
2024	$6,045.00 (-1.72%)
2023	$6,151.00 (+48.83%)	$636,273 (+44.99%) Land $429,570 Building $206,703	$636,273 (+44.99%) Land $429,570 Building $206,703
2022	$4,133.00	$438,833 Land $268,879 Building $169,954	$438,833 Land $268,879 Building $169,954

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 522 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	522 in force
Nearby Flood Claims	852 (1979–2017)
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 308 claims Hurricane Wilma, Nov 2005 · 306 claims Hurricane Georges, Oct 1998 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Hotwire Communications.

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