29047 Palmetto Dr, Big Pine Key, FL 33043 Property Records

Monroe County property record for 29047 Palmetto Dr, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,066 sqft · built 1974
Lot Size	0.234 acres (10,200 sqft)
Owner	Trust Name on File
Last Sale	$350,000 (Mar 2017)
Tax Bill	$3,460 (2024)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00266700-000000`

Property Details

APN / Parcel Number

Primary APN	`00266700-000000`
Alternative APNs	`15662900266700000000` `1338346`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	1,041 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1999
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	10,200 sqft (0.234 acres)
Lot Dimensions	85 ft deep x 60 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	170 sqft
Deck Area	60 sqft
Patio Area	60 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	1338346
Old Parcel Number	15662900266700000000
Street Address	29047 PALMETTO DR
City	BIG PINE KEY
State	FL
Zip	33043-6021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 8 LOTS 14 AND 15 EDEN PINES COLONY PB4-158 OR585-99 OR589-99 OR661-803/804 OR761-1528 OR784-450 OR818-1279 OR1160-604
Legal Range	29E
Legal Township	66S
Legal Section	15
Legal Subdivision	EDEN PINES COLONY
Legal Block	8
Legal Lot Number	14-15
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1097
Census Tract	971402

Owner

29047 Palmetto Dr is owner-occupied and held in a trust since March 2017.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Trust Name on File
Mailing Address	29047 PALMETTO DR, BIG PINE KEY, FL 33043-6021
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2017 · Amount on File
Deed Sale	Mar 23, 2017 · Amount on File
Prior Sale	Oct 20, 2009 · Amount on File
Deed Document Number	2115608
Deed Book / Page	2845 / 0850
Record Updated	Jun 8, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 23, 2017
Property Address	29047 PALMETTO DR, BIG PINE KEY, FL 33043-6021
Document Number	0028450850
Book / Page	2845 / 0850
Map Reference	MB4 PG158
Instrument Date	Mar 20, 2017
Instrument	2115608
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	TRUE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 401, KEY WEST, FL 33041-0401

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	29047 PALMETTO DR, BIG PINE KEY, FL 33043-6021

Mortgage

Document Number	0002115609
Date	Mar 23, 2017
Instrument	2115609

Lender

Name	1ST ALLIANCE LENDING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$360,351	$641,757 Land $454,385 Building $187,372
2024	$3,460.00 (+5.07%)
2023	$3,293.00 (+2.68%) Homeowner's exemption	$339,997 (+3%)	$628,662 (+14.25%) Land $456,450 Building $172,212
2022	$3,207.00 Homeowner's exemption	$330,095	$550,239 Land $365,925 Building $184,314

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 29047 Palmetto Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 522 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	522 in force
Nearby Flood Claims	852 (1979–2017)
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 308 claims Hurricane Wilma, Nov 2005 · 306 claims Hurricane Georges, Oct 1998 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 29047 Palmetto Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Hotwire Communications.

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