Orange County property record for 2906 Penedes, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,306 sqft · built 2013 |
| Lot Size | 0.298 acres (13,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $318,181 (Jun 2014) |
| Tax Bill | $12,453 (2025) |
| Deeds & Mortgages | Mar 2022 Reverse Mortgage Feb 2020 Reverse Mortgage + 11 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 680-591-14 |
| Primary APN | 680-591-14 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,306 sqft Living Area |
| Gross Area | 3,861 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Roof Material | Tile |
| Lot Area | 13,000 sqft (0.298 acres) |
| Garage Area | 555 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2906 PENEDES |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-3800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | N TR 14000 BLK LOT 49 |
| Legal Subdivision | TRACT NO 14000 |
| Legal Tract | 14000 |
| Legal Lot Number | 49 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 5 |
| Census Block | 5010 |
| Census Tract | 42111 |
2906 Penedes is owned by a company that bought it in June 2014 and is owner-occupied.
Source: Orange County records, as of August 4, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2906 PENEDES, SAN CLEMENTE, CA 92673-3800 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 15, 2022 | Intrafamily Transfer, Transfer · Reverse Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Feb 5, 2020 | Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Jan 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MTG |
| Mar 10, 2020 | Intrafamily Transfer, Transfer |
| Mar 10, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 10, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Dec 10, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 24, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Jan 24, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Sep 14, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Sep 14, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Aug 9, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Aug 9, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2014 · Amount on File |
| Deed Sale | Jun 5, 2014 · Amount on File |
| Prior Sale | Oct 11, 2012 · Amount on File |
| Deed Document Number | 2014219421 |
| Prior Transfer Date | Apr 28, 2014 |
| Prior Transfer Doc | 0000219421 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Mar 15, 2022 |
| Property Address | 2906 PENEDES, SAN CLEMENTE, CA 92673-3800 |
| Document Number | 0000101802 |
| Map Reference | MB 681 PG 38-45 |
| Instrument Date | Feb 11, 2022 |
| Instrument | 2022000101802 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2906 PENEDES, SAN CLEMENTE, CA 92673-3800 |
| Document Number | 0000101803 |
|---|---|
| Date | Mar 15, 2022 |
| Instrument | 2022000101803 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 2906 PENEDES, SAN CLEMENTE, CA 92673-3800 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000049922 |
|---|---|
| Date | Feb 5, 2020 |
| Instrument | 2020000049922 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.21% |
| Type Change Date | Feb 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 2906 PENEDES, SAN CLEMENTE, CA 92673-3800 |
| Document Number | 0000049922 |
| Instrument Date | Jan 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2906 PENEDES SAN CLEMENTE CA 926733800, SAN CLEMENTE, CA 92673-3800 |
| Document Number | 0000049922 |
|---|---|
| Date | Feb 5, 2020 |
| Instrument | 49922 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | 300 WELSH RD # 5, HORSHAM, PA 19044-2250 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.21% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Mar 10, 2020 |
| Property Address | 2906 PENEDES, SAN CLEMENTE, CA 92673-3800 |
| Document Number | 0000105507 |
| Map Reference | MB 681 PG 38-45 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 2020000105507 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2906 PENEDES, SAN CLEMENTE, CA 92673-3800 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Mar 10, 2020 |
| Property Address | 2906 PENEDES, SAN CLEMENTE, CA 92673-3800 |
| Document Number | 0000105508 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 105508 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2906 PENEDES SAN CLEMENTE CA 926733800, SAN CLEMENTE, CA 92673-3800 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Dec 10, 2019 |
| Property Address | 2906 PENEDES, SAN CLEMENTE, CA 92673-3800 |
| Document Number | 0000516664 |
| Instrument Date | Dec 3, 2019 |
| Instrument | 516664 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2906 PENEDES SAN CLEMENTE CA 926733800, SAN CLEMENTE, CA 92673-3800 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Dec 10, 2019 |
| Property Address | 2906 PENEDES, SAN CLEMENTE, CA 92673-3800 |
| Document Number | 0000516663 |
| Instrument Date | Dec 3, 2019 |
| Instrument | 516663 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2906 PENEDES SAN CLEMENTE CA 926733800, SAN CLEMENTE, CA 92673-3800 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jan 24, 2018 |
| Property Address | 2906 PENEDES, SAN CLEMENTE, CA 92673-3800 |
| Document Number | 0000025386 |
| Instrument Date | Jan 10, 2018 |
| Instrument | 25386 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2906 PENEDES SAN CLEMENTE CA 926733800, SAN CLEMENTE, CA 92673-3800 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jan 24, 2018 |
| Property Address | 2906 PENEDES, SAN CLEMENTE, CA 92673-3800 |
| Document Number | 0000025385 |
| Instrument Date | Jan 10, 2018 |
| Instrument | 25385 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2906 PENEDES SAN CLEMENTE CA 926733800, SAN CLEMENTE, CA 92673-3800 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Sep 14, 2017 |
| Property Address | 2906 PENEDES, SAN CLEMENTE, CA 92673-3800 |
| Document Number | 0000390914 |
| Instrument Date | Sep 11, 2017 |
| Instrument | 390914 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 7291 GARDEN GROVE BLVD #H GARDEN GROVE CA 928414211, H, GARDEN GROVE, CA 92841-4211 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Sep 14, 2017 |
| Property Address | 2906 PENEDES, SAN CLEMENTE, CA 92673-3800 |
| Document Number | 0000390913 |
| Instrument Date | Sep 9, 2017 |
| Instrument | 390913 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 7291 GARDEN GROVE BLVD #H GARDEN GROVE CA 928414211, H, GARDEN GROVE, CA 92841-4211 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Aug 9, 2017 |
| Property Address | 2906 PENEDES, SAN CLEMENTE, CA 92673-3800 |
| Document Number | 0000336599 |
| Instrument Date | Aug 8, 2017 |
| Instrument | 336599 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7291 GARDEN GROVE BLVD #H GARDEN GROVE CA 928414211, H, GARDEN GROVE, CA 92841-4211 |
| Document Number | 341044 |
|---|---|
| Date | Aug 9, 2017 |
| Instrument | 341044 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Aug 9, 2017 |
| Property Address | 2906 PENEDES, SAN CLEMENTE, CA 92673-3800 |
| Document Number | 0000336600 |
| Instrument Date | Aug 8, 2017 |
| Instrument | 336600 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7291 GARDEN GROVE BLVD #H GARDEN GROVE CA 928414211, H, GARDEN GROVE, CA 92841-4211 |
The 2025 property tax bill for 2906 Penedes was $12,453 with a homeowner's exemption.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,264,492 (+2%) Land $601,685 Building $662,807 | |
| 2025 | $12,453.00 Homeowner's exemption | $1,239,699 Land $589,888 Building $649,811 |
| 2023 | $11,984.00 (+1.96%) Homeowner's exemption | $1,191,561 Land $566,982 Building $624,579 |
| 2022 | $11,754.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2906 Penedes in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2906 Penedes is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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