2900 Penedes, San Clemente, CA 92673 Property Records

Orange County property record for 2900 Penedes, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,513 sqft · built 1996
Lot Size	0.169 acres (7,350 sqft)
Owner	Company Name on File
Last Sale	$1,100,000 (Nov 2020)
Tax Bill	$12,029 (2025)
Deeds & Mortgages	Nov 2020 Transfer Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`680-591-18`

Property Details

APN / Parcel Number

Primary APN	`680-591-18`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,513 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	7,350 sqft (0.169 acres)
Garage Area	595 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	2900 PENEDES
City	SAN CLEMENTE
State	CA
Zip	92673-3800
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14000 BLK LOT 46
Legal Subdivision	TRACT NO 14000
Legal Tract	14000
Legal Lot Number	46
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	5
Census Block	5010
Census Tract	42111

Owner

2900 Penedes is owned by a company that bought it in November 2020.

Source: Orange County records, as of August 4, 2026

Owner of Record	Company Name on File
Mailing Address	638 CAMINO DE LOS MARES, H130, SAN CLEMENTE, CA 92673-2868
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2020	Affidavit of Death, Transfer FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'
Nov 12, 2020	Grant Deed, Transfer · Conventional Mortgage FIRST FOUNDATION BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2020 · Amount on File
Deed Sale	Nov 12, 2020 · Amount on File
Prior Sale	Jan 2, 2007 · Amount on File
Deed Document Number	2020652541
Prior Transfer Date	Jun 13, 2015
Prior Transfer Doc	0000380984
Record Updated	Oct 29, 2026

November 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ORANGE CA
Recording Date	Nov 12, 2020
Property Address	2900 PENEDES, SAN CLEMENTE, CA 92673-3800
Document Number	0000652540
Instrument Date	Oct 30, 2020
Instrument	652540
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2900 PENEDES SAN CLEMENTE CA 926733800, SAN CLEMENTE, CA 92673-3800

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 12, 2020
Property Address	2900 PENEDES, SAN CLEMENTE, CA 92673-3800
Document Number	0000652541
Map Reference	MB 681 PG 38-45
Instrument Date	Oct 7, 2020
Instrument	2020000652541
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	638 CAMINO DE LOS MARES STE H130, H130, SAN CLEMENTE, CA 92673-2868

Mortgage

Document Number	0000652542
Date	Nov 12, 2020
Instrument	2020000652542

Lender

Name	FIRST FOUNDATION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Dec 1, 2030
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	9.37%

Tax Assessment & Valuation

The 2025 property tax bill for 2900 Penedes was $12,029, up 1.7% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,214,487 (+2%) Land $882,108 Building $332,379
2025	$12,029.00 (+1.69%)	$1,190,674 Land $864,812 Building $325,862
2024	$11,829.00 (+2.17%)
2023	$11,578.00 (+1.94%)	$1,144,440 Land $831,231 Building $313,209
2022	$11,358.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2900 Penedes in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2900 Penedes is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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