Union County property record for 2906 Loveday Dr, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 2,635 sqft · built 2021 |
| Lot Size | 0.148 acres (6,490 sqft) |
| Owner | Individual Name on File |
| Last Sale | $296,000 (May 2021) |
| Tax Bill | $3,801 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-216-306 |
| Primary APN | 09-216-306 |
|---|
| Building Area | 2,635 sqft Total Area |
|---|
| Year Built | Built 2021 |
|---|---|
| Lot Area | 6,490 sqft (0.148 acres) |
| Street Address | 2906 LOVEDAY DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-0494 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #10 VERONICA SPRINGS PH1 MAP1 OPCP274 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20401 |
Source: Union County records · APN 09-216-306
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2906 LOVEDAY DR, MONROE, NC 28110-0494 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 07, 2021 · Amount on Record |
| Deed Sale | May 07, 2021 · Amount on Record |
| Deed Document Number | 0008093728 |
| Deed Book / Page | 8093 / 728 |
| Record Updated | Jun 08, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 07, 2021 |
| Property Address | 2906 LOVEDAY DR, MONROE, NC 28110-0494 |
| Document Number | 0008093728 |
| Book / Page | 8093 / 728 |
| Map Reference | CAB P FILE 274-276 |
| Instrument Date | May 07, 2021 |
| Instrument | 21845 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $592.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11230 CARMEL COMMONS BLVD, CHARLOTTE, NC 28226-3920 |
| Name | Verified Name |
|---|---|
| Address | 2906 LOVEDAY DRIVE, MONROE, NC 28110-0494 |
| Document Number | 0000021846 |
|---|---|
| Date | May 07, 2021 |
| Instrument | 21846 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: Union County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,801.00 (+20.32%) | $434,800 (+50.09%) | $434,800 (+50.09%) |
| 2023 | $3,159.00 | $289,700 Land $47,500 Building $242,200 | $289,700 Land $47,500 Building $242,200 |
Source: FEMA National Flood Hazard Layer as of September 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
Based on FCC filings for 194 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MONROE serves 43,081 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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