Union County property record for 2818 Loveday Dr, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,998 sqft · built 2021 |
| Lot Size | 0.149 acres (6,490 sqft) |
| Owner | Individual Name on File |
| Last Sale | $292,500 (Jul 2021) |
| Tax Bill | $3,247 (2025) |
| Deeds & Mortgages | Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-216-309 |
| Primary APN | 09-216-309 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,998 sqft Total Area |
| 1st Floor Area | 774 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 6,490 sqft (0.149 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2818 LOVEDAY DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-0493 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #13 VERONICA SPRINGS PH1 MAP1 OPCP274 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20401 |
2818 Loveday Dr is owned by an individual who bought it in July 2021.
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5235 CAMINITO EXQUISITO, SAN DIEGO, CA 92130-2805 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 2021 · Amount on File |
| Deed Sale | Jul 12, 2021 · Amount on File |
| Deed Document Number | 202132649 |
| Deed Book / Page | 8166 / 170 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jul 12, 2021 |
| Property Address | 2818 LOVEDAY DR, MONROE, NC 28110-0493 |
| Document Number | 0008166170 |
| Book / Page | 8166 / 170 |
| Map Reference | CAB P FILE 274-276 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 32649 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $585.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11230 CARMEL COMMONS BLVD, CHARLOTTE, NC 28226-3920 |
| Name | Verified Name |
|---|---|
| Address | 2818 LOVEDAY DR, MONROE, NC 28110-0493 |
The 2025 property tax bill for 2818 Loveday Dr was $3,247.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $371,500 (-) Land $81,400 Building $290,100 | $371,500 (-) Land $81,400 Building $290,100 | |
| 2025 | $3,247.00 | $371,500 Land $81,400 Building $290,100 | $371,500 Land $81,400 Building $290,100 |
| 2023 | $2,777.00 (+85.5%) | $254,700 (-) Land $47,500 Building $207,200 | $254,700 (-) Land $47,500 Building $207,200 |
| 2022 | $1,497.00 | $254,700 Land $47,500 Building $207,200 | $254,700 Land $47,500 Building $207,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2818 Loveday Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2818 Loveday Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
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