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2906 Hwy 4, Jay, FL 32565 Property Records

Santa Rosa County property record for 2906 Hwy 4, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,647 sqft · built 1971
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$2,100 (Aug 2023)
Tax Bill$648 (2024)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-5N-30-0000-01202-0000

Property Details

APN / Parcel Number

Primary APN13-5N-30-0000-01202-0000
Alternative APN
  • N305130000012020000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,647 sqft Living Area
Gross Area3,240 sqft
1st Floor Area1,647 sqft
AtticAttic
Attic Area616 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialBrick
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
Lot Dimensions208 ft deep x 208 ft wide
Garage TypeAttached
Garage Area594 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFinished/Open Porch
Porch Area185 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2906 HIGHWAY 4
CityJAY
StateFL
Zip32565
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal Description*DESC UPDATE FOR 2023* COM AT NW COR OF SE4 OF NE4 13-5N-30W THN S 235.68 FT TO POB & CONT S 208.72 FT TO N R/W OF HWY 4 THN S89*1900E ON R/W 208.72 FT THN N 208.72 FT THN N89*1900W 208.72 FT TO POB LESS ALL MINERAL RIGHTS AS DES IN OR 214 PG 547 & I
Legal Range30W
Legal Township5N
Legal Section13
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group1
Census Block1009
Census Tract10200

Owner

Source: Santa Rosa County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2906 HIGHWAY 4, JAY, FL 32565
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2023 · Amount on Record
Deed SaleAug 29, 2023 · Amount on Record
Prior SaleSep 10, 2014 · Amount on Record
Deed Document Number202339330
Deed Book / Page4429 / 292
Prior Transfer DateAug 18, 2000
Prior Transfer Doc0018490416
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateAug 29, 2023
Property Address2906 HIGHWAY 4, JAY, FL 32565
Document Number0044290292
Book / Page4429 / 292
Instrument DateAug 24, 2023
Instrument202339330
Transaction TypeTransfer
Record UpdatedSep 28, 2023
Title CompanyCLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL

Transaction

AmountAmount Recorded
Tax$14.70
Amount AccuracyRounded by County
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2906 HIGHWAY 4, JAY, FL 32565

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2906 HIGHWAY 4, JAY, FL 32565

Mortgage

Document Number0004429293
DateAug 29, 2023
Instrument4429/293
Lender
NameSANTA ROSA COUNTY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueAug 24, 2028

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$82,957 (+2.9%)$182,886 (+6.2%) Land $13,000 Building $169,886
2024$648.00 (+3.18%) Homeowner's exemption$80,619 (+3%)$172,204 (+2.03%) Land $6,000 Building $166,204
2023$628.00 (+3.46%) Homeowner's exemption$78,271 (+3%)$168,780 (+1.71%) Land $6,000 Building $162,780
2022$607.00 Homeowner's exemption$75,991$165,939 Land $5,300 Building $160,639

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 49% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOORE CREEK MOUNT CARMEL UTILITIES
serves 4,875 people · EPA ID FL1570479
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000

May also be available: Dragonfly Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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