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2845 Hwy 4, Jay, FL 32565 Property Records

Santa Rosa County property record for 2845 Hwy 4, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,431 sqft · built 1975
Lot Size6.57 acres (286,189 sqft)
OwnerIndividual Name on File
Last Sale$100 (May 2017)
Tax Bill$2,067 (2024)
Deeds & MortgagesFeb 2018 Transfer
Flood ZoneZone X (minimal risk)
APN13-5N-30-0000-01302-0000

Property Details

APN / Parcel Number

Primary APN13-5N-30-0000-01302-0000
Alternative APN
  • N305130000013020000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area3,431 sqft Living Area
Gross Area5,698 sqft
1st Floor Area1,894 sqft
Upper Floors Area1,537 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialBrick
Construction TypeWood
Foundation TypeNo Foundation
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area286,189 sqft (6.57 acres)
Garage TypeAttached
Garage Area775 sqft
Parking Spaces6 Parking Spaces
PorchEnclosed/Unfinished Porch
Porch Area628 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2845 HIGHWAY 4
CityJAY
StateFL
Zip32565
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal DescriptionENHANCED LIFE EST RESERVED IN: COM AT A PT ON E LN OF SW4 OF NE4 685.60 FT S OF NE CORN OF SW4 OF NE4 THN W PARALLEL TO N QTR LN 551.67 FT TO POB THN S PARALLEL TO E SEC LN 622.30 FT THN W PARALLEL TO N QTR LN 420 FT THN N PARALLEL TO E SEC LN 721.80
Legal Range30W
Legal Township5N
Legal Section13
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group1
Census Block1019
Census Tract10200

Owner

2845 Hwy 4 is owned and occupied by an individual who acquired it in January 2018.

Source: Santa Rosa County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 429, JAY, FL 32565-0429
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2017 · Amount on File
Deed SaleMay 1, 2017 · Amount on File
Deed Book / Page3626 / 409
Last Transfer DateJan 26, 2018
Transfer Doc0037002069
Record UpdatedJun 8, 2026

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateFeb 9, 2018
Property Address2845 HIGHWAY 4, JAY, FL 32565
Document Number0037002069
Book / Page003700 / 002069
Instrument DateJan 26, 2018
Instrument5159
Transaction TypeTransfer
Record UpdatedMar 6, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
AddressPO BOX 429 JAY FL 325650429, JAY, FL 32565-0429

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$404,580 (+92.28%) Land $68,328 Building $336,252$404,580 (+14.63%) Land $68,328 Building $336,252
2024$2,067.00 (+1.97%) Homeowner's exemption Widower's exemption$210,417 (+3%)$352,929 (+1.2%) Land $31,536 Building $321,393
2023$2,027.00 (-0.15%) Homeowner's exemption Widower's exemption$204,288 (+3%)$348,727 (+2.21%) Land $31,536 Building $317,191
2022$2,030.00 Homeowner's exemption Widower's exemption$198,338$341,186 Land $27,856 Building $313,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2845 Hwy 4 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2845 Hwy 4 is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOORE CREEK MOUNT CARMEL UTILITIES
serves 4,875 people · EPA ID FL1570479
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 35

May also be available: Mediacom Xtream.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Hwy 4

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