2906 Cook Rd, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 2906 Cook Rd, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	928 sqft · built 1989
Lot Size	0.215 acres (9,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$282,758 (Dec 2025)
Tax Bill	$1,915 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2020 Mortgage
APN	`03-8.0-34-002-002-034.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-34-002-002-034.000`

Interior

Building Area	928 sqft Base Area
1st Floor Area	928 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	9,375 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide

Location & Zoning

Street Address	2906 COOK RD
City	SAINT JOSEPH
State	MO
Zip	64506-1235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:NORTHRIDGE ESTATES PLAT 2 LOT:28 BLK:LGL DESC:
Legal Subdivision	NORTHRIDGE ESTATES PLAT 2
Legal Lot Number	28
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1023
Census Tract	200

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2906 COOK RD, SAINT JOSEPH, MO 64506-1235
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 17, 2020	Warranty Deed, Transfer · Conventional Mortgage HNB NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Prior Sale	Sep 17, 2020 · Amount on Record
Deed Document Number	202510353
Deed Book / Page	3814 / 264
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Dec 12, 2025
Property Address	2906 COOK RD, SAINT JOSEPH, MO 64506-1235
Document Number	003814/264
Book / Page	3814 / 264
Instrument Date	Dec 12, 2025
Instrument	2025010353
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2906 COOK RD, SAINT JOSEPH, MO 64506-1235

Mortgage

Document Number	2025010358
Date	Dec 12, 2025
Instrument	2025010358

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Sep 17, 2020
Property Address	2906 COOK RD, SAINT JOSEPH, MO 64506-1235
Document Number	003753/370
Book / Page	3753 / 370
Instrument Date	Sep 16, 2020
Instrument	2020008550
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	UNKNOWN, ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 8761, SAINT JOSEPH, MO 64508-8761

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2906 COOK RD, SAINT JOSEPH, MO 64506-1235

Mortgage

Document Number	2020008551
Date	Sep 17, 2020
Instrument	2020008551

Lender

Name	HNB NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,915.00	$29,320 (+11.87%) Land $3,900 Building $25,420	$154,290 (+11.89%) Land $20,500 Building $133,790
2024	$1,915.00 (+11.47%)
2023	$1,718.00 (-0.69%)	$26,210 (-) Land $3,900 Building $22,310	$137,900 (-) Land $20,500 Building $117,400
2022	$1,730.00	$26,210 Land $3,900 Building $22,310
2021			$137,900 Land $20,500 Building $117,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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