2901 Cook Rd, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 2901 Cook Rd, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,372 sqft · built 1977
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$135,100 (Jul 2015)
Tax Bill	$1,782 (2025)
Deeds & Mortgages	Jan 2022 Mortgage
APN	`03-8.0-27-003-003-019.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-27-003-003-019.000`

Interior

Building Area	1,372 sqft Base Area
1st Floor Area	1,372 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	119 ft deep x 100 ft wide

Location & Zoning

Street Address	2901 COOK RD
City	SAINT JOSEPH
State	MO
Zip	64506-1234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:NORTHRIDGE ESTATES PLAT 1 LOT:31 BLK:LGL DESC:
Legal Subdivision	NORTHRIDGE ESTATES PLAT 1
Legal Lot Number	31
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1016
Census Tract	200

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2901 COOK RD, SAINT JOSEPH, MO 64506-1234
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2015 · Amount on Record
Deed Sale	Jul 16, 2015 · Amount on Record
Prior Sale	Jan 22, 2008 · Amount on Record
Deed Document Number	20157229
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	2901 COOK RD, SAINT JOSEPH, MO 64506-1234
Transaction Type	Mortgage
Record Updated	Jan 31, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003771/973
Date	Jan 18, 2022
Book Page	3771/973
Instrument	2022000539

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2042

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,782.00	$24,880 (+6.28%) Land $3,810 Building $21,070	$130,950 (+6.3%) Land $20,030 Building $110,920
2024	$1,782.00 (+16.02%)
2023	$1,536.00 (-0.71%)	$23,410 (-) Land $3,810 Building $19,600	$123,190 (-) Land $20,030 Building $103,160
2022	$1,547.00	$23,410 Land $3,810 Building $19,600
2021			$123,190 Land $20,030 Building $103,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Cook Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures