2906 Cactus Dr, Killeen, TX 76549 Property Records

Bell County property record for 2906 Cactus Dr, Killeen, TX 76549

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,711 sqft · built 1993
Lot Size	0.163 acres (7,107 sqft)
Owner	Individual Name on File
Tax Bill	$4,085 (2023)
Deeds & Mortgages	Jul 2023 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0242698138`

Property Details

APN / Parcel Number

Primary APN	`0242698138`
Alternative APNs	`850346` `38767`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,711 sqft Living Area
1st Floor Area	1,711 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,107 sqft (0.163 acres)
Lot Dimensions	103 ft deep x 69 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	45 sqft
Patio Area	178 sqft
Canopy	178 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	850346
Street Address	2906 CACTUS DR
City	KILLEEN
State	TX
Zip	76549-8576
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTPARK PHASE THREE, BLOCK 031, LOT 0014
Legal Subdivision	WESTPARK PHASE THREE
Legal Block	31
Legal Lot Number	14
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	2
Census Block	2020
Census Tract	23114

Owner

2906 Cactus Dr is owned and occupied by an individual who acquired it in July 2023.

Source: Bell County records, as of April 1, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2906 CACTUS DR, KILLEEN, TX 76549-8576
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2023	Vendor's Lien, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 25, 2020	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 9, 2018	Vendor's Lien, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2023
Deed Sale	Jul 5, 2023
Prior Sale	Aug 25, 2020
Deed Document Number	2023029620
Record Updated	Jun 7, 2026

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 5, 2023
Property Address	2906 CACTUS DR, KILLEEN, TX 76549-8576
Document Number	0000029620
Map Reference	CAB - SL 228-B
Instrument Date	Jul 3, 2023
Instrument	2023029620
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	GEO TITLE COMPANY INC, NETCO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2906 CACTUS DR, KILLEEN, TX 76549-8576

Mortgage

Document Number	0000029621
Date	Jul 5, 2023
Instrument	2023029621

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 25, 2020
Property Address	2906 CACTUS DR, KILLEEN, TX 76549-8576
Document Number	0000044686
Map Reference	CAB B SL 228-B
Instrument Date	Aug 24, 2020
Instrument	2020-00044686
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	NETCO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2906 CACTUS DR, 2906, KILLEEN, TX 76549-8576

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2906 CACIUS DR, KILLEEN, TX 76549-8576

Mortgage

Document Number	0000044687
Date	Aug 25, 2020
Instrument	2020-00044687

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Oct 9, 2018
Property Address	2906 CACTUS DR, KILLEEN, TX 76549-8576
Document Number	0000042154
Map Reference	CAB B SL228-B
Instrument Date	Oct 3, 2018
Instrument	2018-00042154
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2906 CACTUS DR, KILLEEN, TX 76549-8576

Mortgage

Document Number	0000042155
Date	Oct 9, 2018
Instrument	2018-00042155

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Killeen City
Unified School District	Killeen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,085.00 (+3.89%)	$215,846 (+15.52%) Land $21,000 Building $194,846	$215,846 (+15.52%) Land $21,000 Building $194,846
2022	$3,932.00	$186,852 Land $21,000 Building $165,852	$186,852 Land $21,000 Building $165,852

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2906 Cactus Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2906 Cactus Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KILLEEN serves 161,027 people · EPA ID TX0140006
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Apr 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Brightspeed Fiber	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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