2902 Cactus Dr, Killeen, TX 76549 Property Records

Bell County property record for 2902 Cactus Dr, Killeen, TX 76549

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,482 sqft · built 1993
Lot Size	0.204 acres (8,888 sqft)
Owner	2 Individual Names on Record
Last Sale	$218,285 (Mar 2023)
Tax Bill	$4,168 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0242698142`

Property Details

APN / Parcel Number

Primary APN	`0242698142`
Alternative APNs	`583281` `39615`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,482 sqft Living Area
1st Floor Area	1,482 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,888 sqft (0.204 acres)
Lot Dimensions	128 ft deep x 67 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Canopy	240 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2902 CACTUS DR
City	KILLEEN
State	TX
Zip	76549-8576
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTPARK PHASE THREE, BLOCK 031, LOT 0016
Legal Subdivision	WESTPARK PHASE THREE
Legal Block	31
Legal Lot Number	16
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	2
Census Block	2020
Census Tract	23114

Owner

Source: Bell County records, as of May 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2902 CACTUS DR, KILLEEN, TX 76549-8576
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Mar 30, 2023	Vendor's Lien, Transfer · VA Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2023 · Amount on Record
Deed Sale	Mar 30, 2023 · Amount on Record
Deed Document Number	202313163
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	Apr 30, 2026
Property Address	2902 CACTUS DR, KILLEEN, TX 76549-8576
Document Number	0000020768
Instrument Date	Apr 24, 2026
Instrument	202620768
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 CACTUS DR, KILLEEN, TX 76549-8576

Mortgage

Document Number	0000020768,
Date	Apr 30, 2026
Instrument	202620768

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Mar 30, 2023
Property Address	2902 CACTUS DR, KILLEEN, TX 76549-8576
Document Number	0000013163
Map Reference	CAB B SL 228-B
Instrument Date	Mar 27, 2023
Instrument	2023013163
Transaction Type	Transfer
Record Updated	Apr 12, 2023
Title Company	FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2902 CACTUS DR, KILLEEN, TX 76549-8576

Mortgage

Document Number	0000013164
Date	Mar 30, 2023
Instrument	2023013164

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Killeen City
Unified School District	Killeen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,168.00 (+8.94%)	$212,876 (+5.3%) Land $35,000 Building $177,876	$212,876 (+5.3%) Land $35,000 Building $177,876
2023	$3,826.00 (+4.31%)	$202,158 Land $21,000 Building $181,158	$202,158 Land $21,000 Building $181,158
2022	$3,668.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KILLEEN serves 161,027 people · EPA ID TX0140006
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Apr 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Brightspeed Fiber	2,000 / 2,000
Nextlink Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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