2905 Verbena Dr, Joppa, MD 21085 Property Records

Harford County property record for 2905 Verbena Dr, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,768 sqft · built 1988
Lot Size	0.381 acres (16,576 sqft)
Owner	2 Individual Names on File
Last Sale	$162,000 (Aug 1996)
Tax Bill	$3,540 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-002279`

Property Details

APN / Parcel Number

Primary APN	`01-002279`
Alternative APN	`002279`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,768 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	16,576 sqft (0.381 acres)
Lot Dimensions	128 ft deep x 138 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	204 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	002279
Street Address	2905 VERBENA DR
City	JOPPA
State	MD
Zip	21085-1827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 62 121/138X128 2905 VERBENA DRIVE LAKESIDE VISTA PT 14/77
Legal Subdivision	LAKESIDE VISTA
Legal Lot Number	62,2905
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	2
Census Block	2003
Census Tract	301201

Owner

Source: Harford County records · APN 01-002279

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2905 VERBENA DR, JOPPA, MD 21085-1827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 26, 1996 · Amount on Record
Deed Sale	Aug 26, 1996 · Amount on Record
Prior Sale	May 17, 1996 · Amount on Record
Deed Document Number	1996294
Deed Book / Page	2421 / 141
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2905 VERBENA DR, JOPPA, MD 21085-1827
Document Number	0124590081
Book / Page	012459 / 000081
Instrument Date	Jul 19, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 VERBENA DR JOPPA MD 210851827, JOPPA, MD 21085-1827

Mortgage

Document Number	0124590081
Date	Aug 07, 2017
Book Page	012459/000081

Lender

Name	STATE EMP CU/MD
Type	Credit Union
Address	LINTHICUM, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 06, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$380,200 (+25.44%) Land $90,700 Building $289,500	$380,200 (+25.44%) Land $90,700 Building $289,500
2025	$3,540.00 (+8.12%) Homeowner's exemption
2023		$303,100 Land $90,700 Building $212,400	$303,100 Land $90,700 Building $212,400
2022	$3,274.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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