Harford County property record for 2903 Verbena Dr, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1998 |
| Square Footage | 2,728 sqft Total Area |
| Lot Size | 16,284 sqft (0.374 acres) |
| Garage | Attached, 528 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $390,000 (2018) |
| Tax Bill | $4,840.00 (2025) |
| Primary APN | 01-002287 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,728 sqft Total Area |
| Basement Area | 920 sqft Basement |
| Finished Basement | 920 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 16,284 sqft (0.374 acres) |
| Depth X Width | 138 ft x 116 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 528 sqft Garage |
| Deck Area | 120 sqft Deck |
| Porch Area | 418 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 002287 |
|---|---|
| Street Address | 2903 VERBENA DR |
| City | JOPPA |
| State | MD |
| Zip | 21085-1827 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 63 120/116X138 2903 VERBENA DRIVE LAKESIDE VISTA PT 14/78 |
| Legal Subdivision | LAKESIDE VISTA |
| Legal Lot Number | 63,2903 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 1, ABINGDON |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 301201 |
Source: Harford County records · APN 01-002287
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2903 VERBENA DR, JOPPA, MD 21085-1827 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 11, 2018 | Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA |
| Apr 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NFM INC |
| Nov 20, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 20, 2018 · Amount on Record |
| Deed Sale | Nov 20, 2018 · Amount on Record |
| Prior Sale | Jun 22, 2018 · Amount on Record |
| Deed Book / Page | 13062 / 201 |
| Transfer Doc | 0058940687 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2903 VERBENA DR, JOPPA, MD 21085-1827 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0127730202 |
|---|---|
| Date | Apr 11, 2018 |
| Book Page | 12773/0202 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2903 VERBENA DR, JOPPA, MD 21085-1827 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0146760451 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 14676/451 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Nov 20, 2018 |
| Property Address | 2903 VERBENA DR, JOPPA, MD 21085-1827 |
| Document Number | 0130620201 |
| Book / Page | 13062 / 0201 |
| Map Reference | MB GRG14 FO78 |
| Instrument Date | Nov 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | TITLE FORWARD |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1039 ERWIN DR, 1039, JOPPA, MD 21085-3737 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 2903 VERBENA DR, JOPPA, MD 21085-1827 |
| Document Number | 0013062208 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 13062/208 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $546,500 (+8.02%) Land $90,600 Building $455,900 | $546,500 (-) Land $90,600 Building $455,900 | |
| 2025 | $4,840.00 (+10.68%) Homeowner's exemption | $505,933 (+19.1%) | $546,500 (+28.65%) Land $90,600 Building $455,900 |
| 2023 | $424,800 Land $90,600 Building $334,200 | $424,800 Land $90,600 Building $334,200 | |
| 2022 | $4,373.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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